Dr Hannes Dreyer

www.CreateVideoOnline.com

2010-08-31T08:50:00.004+02:00

I am launching http://www.CreateVideoOnline.com tonight at 07h00 South African Time

Watch the video below for more information

To book your seat go to http://www.CreateVideoOnline.com

New website - www.overcomeanxietyattacksandpanicdisorders.com

2010-07-08T15:57:00.002+02:00

Make sure you get your free mini course at http://overcomeanxietyattacksandpanicdisorders.com

Give me feedback and tell me how can I help you

Netta - A success story and short tribute ...

2009-09-03T16:12:00.001+02:00

Netta, my personal assistant, was like all of us. She used a computer but didn’t have special computer programming skills.

She did the Build A Web course at (http://www.build-a-web.com/) and guess what use she put it to this week?

She rebuilt my website http://www.propertyschool.co.za/ from scratch AND turned it into a membership site!

Now you can go there and sign up for exclusive value at no cost! Such as a series of 6 videos I recorded called “Property Investment in Uncertain Times”, as well as articles such as “What to do when your home isn’t selling”.

All of this took her less than a week – that’s starting from nothing and adding loads of pages and links and useful articles!

Why don’t you go there, to see what you can do too, with the right education and a little time and effort! While you’re there, if you like you can tell her what you think of her achievement!

When you are logged in on http://www.propertyschool.co.za/ click on this link or paste it into your browser:
http://www.propertyschool.co.za/Education/netta.html

PS If you do not want to go through the hassles to learn how to build a website for yourself (and you do have the money to pay her) she says she is willing to build one for you at a reasonable price – simply go to
http://www.propertyschool.co.za/Education/netta.html and leave her a message in the comment section:-)

$79 320.37 Net profit on the first day – starting two new Internet Businesses.

2009-06-10T09:45:00.002+02:00

The results are in, and verified by four independent people who witness the whole process of how I took a student by the hand and in the presence of 19 people showed him how to start and market two brand new Internet businesses on one day with NO financial Risk and NO MONEY.

Summary of the day

Although both are international businesses we received the money in South African Rand.

To convert rand into dollars we used an exchange rate of R8.079 for a dollar or 0.123782 dollar for a rand

The verified figures are before Income tax.

19 students witness the process and four of them visited my house to verify the results at the end of the 24 hours period (16h30 on the 9th June 2009)

My lucky student was not aware that he would start the first business – so it was a complete surprise to him – yet the business was profitable within the first day.

The total income for Business 1 for the day was R127 500.00 ($15 782.21) and the expenses was R22 423.32 ($2 775.60).

I structured it for him so that it cost him nothing. The basic principle was he only had to pay the expenses after he received the money in his bank account.

The verified results for business 1 = $13 006.60 or R105 076.68 NET PROFIT
The verified results for business 2 = $66 157.77 or R534 470.00 NET PROFIT
Total NET PROFIT on the FIRST DAY* for the two business = $79 164.37 or R639 546.68
(* 24 hour period from the moment my student started building the website using only the Build A Web Beginners Course techniques to build the website)

I deliberately did not mention the names of the businesses or the websites in any of my blog postings and the reasons for this are:

I recorded the day in front of 19 people, who will testify that what they saw was true.
I have the recordings to prove what my student and I have done.
I recorded the reaction (and disbelief) of the four students yesterday on video when they verified the financials and bank accounts at the deadline of the 24 hours in my office –

I am planning to write a small e-book on how I took one student by the hand and by applying the principles of a Wealth Creator helped him to implement what I have been teaching over the last four years in my Wealth Creators Mentoring Course to my students. - So in essence it is a practical and real life demonstration to proof, that if you apply the principles you can become a wealth creator. (for those of you who do not know I took up a personal challenge about four years ago where I invested less than 79 South African Cents and turn it into more than R10 000 000.00 (ten million rand) in less than two and a half years – by applying the Wealth Creators Principles to the 79 cents investment –

As soon as the e-book is available I will give it away for FREE. In this book you will learn:

The two different money making marketing strategies I have used. – My student did not use money to make money.
Two ways to build a data base without spending money.
How to build and qualify a super profitable list.
How we build a qualified database of only 477 people over a two month period to start business two and made $66 157.77 or R532 470.00 NET PROFIT on the first day.
How to create massive value.
What product and services we have used.
What marketing strategies we have used
How we developed the products of business two over a two month period, (while I was away in Dubai and Turkey for the best part of a month)
How I helped him to developed a new business, product and marketing strategy in less than two days – making more than $13 006.60 or R105 076.68 NET PROFIT in less than a day.
Links to the two online businesses - websites - we have build.
Proof of income.
I will answer some of the questions, I have received on my blog. I am going to create a page where you can ask me more questions so that I can include some of them in the e-book as well. Maybe that will help more people to break their shackles of self limitation and unbelief so that they too can have a life of abundance.

I wanted to test and get good and bad comments on my blog from the believers and non believers.

I made an insider’s video of the happenings at my office during the closing minutes of the second business challenge. (You can get for it for FREE by completing the subscription form at the bottom of this page)

Things were a bit hectic and I was seriously sidetracked by the lady that handled the camera for a while because I used the sexiest lady in the world. But when I looked at the video clip this morning I realized that I was flabbergasted by her beauty because the quality is really bad – but at least you will get the picture – (and she is in the video for about 3 seconds)

To reserve a copy of your e-book or to watch the video go to
http://kaizen-wealth.com/index.php?option=com_content&view=article&id=592 and scroll down to the bottom of the page.

The Final Results are in

2009-06-09T06:20:00.006+02:00

The verified results for business 1 = $13 006.60 or R105 076.68 NET PROFIT
The verified results for business 2 = $66 157.77 or R532 470.00 NET PROFIT

Total NET PROFIT on the FIRST DAY for the two businesses

= US $79 164.37 or R 639 546.68

Will give you a better update later today on my blog

$41 310.39 Net profit (Business two) - with two hours to go before the 24 hour deadline

2009-06-08T14:48:00.001+02:00

Business two stands at $ 41 310.39
Business one = $ 11 369.01
Total = $52 679.40

Two people who “witness” the startup of the two new businesses yesterday will come and inspect the financial statements – I will try to get their comments on video and maybe I will post it somewhere – if I do I will let you know.

$11 369.01 Net Profit in 24 hours

2009-06-08T11:13:00.003+02:00

The first business made $11 369.01 net profit during the first 24 hours.

The second business stands at $12 291.44 with 5 hours to go.

Total = $30 660.45

Update on the first two businesses

2009-06-08T09:00:00.003+02:00

Business 1 = $10,440.64 Net Profit so far (two hours to go for the 24 hour period)
Business 2 = $8,8113.29 Net Profit so far (7.5 hours to go for the 24 hour period)

TOTAL = $19253.93 Net Profit

Update To our Challenge

2009-06-07T21:12:00.000+02:00

The second Internet Business is registered.

The Website is up and running, it took us longer than expected, but that is part of any business – you plan to do something in 37 minutes and then it takes forever.

We have just send an e-mail to a database of about 300 clients to inform them about the business.

Total income from business 1 = $10248 before cost. Hopefully I will be able to report on Business two’s income by tomorrow at ten.

Second Update to Challenge

2009-06-07T15:15:00.003+02:00

The total income at the moment before costs is USD $6375.

We will post the testimonials as soon as we get time to do so.

Remember the next update is: 18:00

We would appreciate your comments...

First Update

2009-06-07T13:30:00.003+02:00

We have launched the first business for the day. Total income at the moment before cost: USD $2812

The next update will be around 15:15

Your comments will be appreciated!

The Internet Business Challenge has started

2009-06-07T07:10:00.004+02:00

My Goal for today.

Practical real life training – process of applying the principles of a Wealth Creator when starting a new business and or investment.
Teach, mentor and coach a student on how to start a advice and information product business.
Start a Internet Business with Zero risk.
Making at least $10,000 within the first day.
Teach him how to apply the principles of a Wealth Creator, to create money on demand.
Just for fun help him to start a second business – later today (he does not know this yet, so it will be a surprise for him – I can’t wait to see his face when he realizes it)
Second Business also Zero Risk.
Make more than $14000 with the second business within a 24 hour period (1 day)

In total show him how to make $24,000 for the day, without taking any financial risk, by applying the principles of a Wealth Creator when developing an Internet Business.

Will make several updates today on this blog – reporting on his moneymaking – that is, IF HE IS MAKING MONEY or not, even then I will update this blog, with a RED face.

The first update will be around 13h00 during our lunch break

The second update around 15h30, then 18h00 and 21h00

Tomorrow I will make several updates – till the 24 hours (1 day challenge) is over.

Hope this will be an eye opening and learning experience.

I have invited at least 10 students, to monitor and witness this challenge, so we will have some feedback from them as well.

To all your success – and specifically the lucky student who is going to start two new Internet businesses today.(The condition of the challenge is that the student rocks up, that we have Internet connection and that there are no power cuts in Pretoria where the training will take placeJ).

I am taking up a new business challenge.

2009-06-05T04:58:00.007+02:00

One of my students will start a brand new Internet Business with ZERO risk – build a website in less than an hour (what we teach in the Build A Web course) and make at least R24,000.00 within the first 24 hours with my assistance.

Last year in November I post a blog saying that I have learned how to legally print money – you can read the blog by going to http://hannesdreyer.blogspot.com/2008/11/pssst-dont-tell-anyone.html

Noel an internet programmer and lecturer on Entrepreneurship posted a snooty remark basically challenging me – here is the last part of his comment

“….I would like to urge anybody that are interested in Internet marketing and Internet businesses to not waste their time and money in ventures like these, since I am living proof due about 30 trials within 3 years and with nothing new, that I am aware of, on the Internet that can be tried! I think that I tried it all! If you want extra cash, rather work for your money, book overtime, but do not fall for things like "work from home" or "Internet Riches" or whatever they call it. You will do better at a restaurant waitering job after hours. And remember, this comes from an experienced programmer who happened to have 8 hours a week available, and the technical knowledge to try and test a lot of ideas out there.

Now I challenge anybody out there with real guts in them to proof me wrong. Remember my experience, however I am willing to try one more time to make sure I did not miss anything, but only if the person can guarantee that I will not spend more than 8 hours per week (Typically a Saturday, since I work during the rest of the week) and that I can totally replace my income with at least R25000pm in less than one year from the time I start with the venture. In this same year I must be able to repay all of my debt which is mostly a mortgage of slightly more than R500'000. This would proof that one can become financially free if they are like me with debt and an income to replace. If this is achieved then it would proof me wrong, and I will accept it, and it will help other people to know how REALLY to do business on the Internet."

I took Noel up on his challenge in March this year (It took me some time to discover who Noel really was,–he used an alias.)

Since then we have turned one of his existing businesses around from a complete failure to a thriving success.

So on Sunday I want to show him how to start an Internet Business – using the Formula For Riches and the build a web basic course to begin a new internet business.

He is going to build a brand new Internet site (business) in less than 1 hour.
The goal is to make at least R65,000 on the same day that he started the Internet Business.
His Risk will be ZERO (he will apply the FFR)
He will use only the Build A Web basic course info, to build his website in less than an hour.
His total list – (Database) is less than 2500 – which he has build during the last two months while he turned his existing business around.

To follow his progress and to see if he is going to make it go to
http://www.kaizen-wealth.com/new-wealth-challenge.html

New free course at www.build-a-web.com

2009-04-20T04:58:00.002+02:00

The first 10 free lessons on how to build a website in less than an hour without any programming skills or html knowledge is up and running at www.build-a-web.com.

I also posted some of the comments and a short overview of the lesson at http://build-a-web.blogspot.com/

This is a course you do not want to miss out if you want to learn how to make money online.

The advance build a web course will begin on the 8th of May but you must have finished the beginners course in order to start with the advance course

New Blog - http://warriorsagainstdebt.blogspot.com

2009-03-25T09:47:00.003+02:00

Yesterday I added a blog to www.warriorsagainstdebt.com.

Please have a look and tell me what you think.
http://warriorsagainstdebt.blogspot.com

The first three articles (and links to video training) are on the warriors blog

Debt Eradication Course.
Debt Elimination Tips
Link to the interview with Damien Senn of People You Should Meet

Dan's First Helicopter Experience

2009-01-20T10:53:00.004+02:00

"It was on a Saturday morning on one of the busiest roads in Pretoria. Incidentally there was no traffic at all, just a few motorists making their way to where their calling took them. I was travelling to a place I have never been, about to do something I had never done in my whole 33-years-long life, invited by a very wealthy man. Took the Zambezi off-ramp and followed the airport sign to Wonderboom airport.

Little did I know that I was about to receive the ultimate lesson in wealth from South Africa's number one Wealth Mentor, Dr. Hannes Dreyer.

I had read about the experience of others that have been through the journey I was about to undertake. "Marvellous", "miraculous", "out of this world" . were some of their expressions of how it felt to be mid-air in an Allouette 2 chopper with Dr Hannes Dreyer on the pilot seat.

The opportunity had been offered to me just the previous day in the spirit of encouragement for keeping up with my assignments and I gladly accepted.Within no time Hannes arrived in that majestic creature I almost won just 11 months ago in the Kaizen Challenge final draw.

I made sure I parked right next to the Jaguar XKR as we made our way to the hanger where the chopper was. At first I thought my eyes were running tricks on me, I mean, the chopper looked small and I was wondering whether I would fit into it, let alone Hannes (the man is tall). As they were refuelling the tank with Jet-A1 fuel, I really got closer and closer.

Then I realized that appearances can be deceiving. It had the capacity to carry 5 people, including the pilot and it was being prepared to give me the experience of a lifetime. As it was pushed out of the hanger, I recorded everything I could on my cell phone camera.

Then we (Hannes, I and Leon) hopped-in after all the final checks were completed. I sat at the back seat as Hannes was explaining what was about to happen. That put my anxious mind at ease and I relaxed.

All I saw was too many gauges and buttons I couldn't understand. Hannes was at peace with them, clearly anticipating every possible scenario that could arise.

Head phones were on, engine started and up we went, gradually making our way to the west (or was it? My navigation skills are a bit rusty . ok, they are bad, happy now?).

The Magaliesburg Mountain was suddenly in front of us to the left and guided us towards the Hartebeespoort dam. Everything on the ground was clear and more beautiful, a very rare perspective indeed.

The highlight on the way to the dam was the hover at about 1000 feet. This is something that can not be done in an aeroplane and I loved every minute of it. It wasn't long (about 20 minutes) before the dam revealed itself to us and we crossed over to the other side of the mountain to prepare for our landing at some restaurant.

We landed safely, and made our way to the most expensive cold drink I have ever had. I had the opportunity to ask the Master anything on my mind. What a privilege!

Something miraculous happened on our way back to the airport. Until that moment, I had been looking out the window at the scenes that captured my attention and didn't even bother to look at how Hannes flies the chopper. By this time, I was sitting in the co-pilot seat in front with him when he said "So, you want to have a feel of what it's like?" I thought he was referring to being wealthy and without hesitation said "yes I do", thinking that he was about to share an insight on how he sees wealth.

He said, "ok, grab the ... and fly us" (I can't remember what that thing is called ... the "thing" that looks like a stick, one on each side of the front seats, that you use to determine the attitude and orientation of the chopper . yes, that thing).

I reluctantly grabbed it, hoping that he would say "no, just kidding, I just wanted to see your reaction or something". He said "go on gently and fly us". There was no turning back. That was the moment of truth.

With his guidance, I steered the chopper along just fine for about 45 seconds. I started to enjoy it. Hannes was there to encourage and guide me. This was the highlight for me of the entire journey.

It reminded me of the first time my father gave me the keys to his Toyota Stout and said "drive"; I was about 11 years old. This brought back a lot of good old memories lying buried in my subconscious mind.Thank you for the experience of what true wealth really is. I have tasted it mid-air for those few seconds when the chopper was under my control.

The attitude of the chopper was entirely under my control just as the rest of my life is and always has been. With the chopper, the feedback was immediate and I could take corrective action.

My experience tells me it is exactly like that with life, provided we are listening and tuned into the transmission frequency.

This was one lesson I could never have received had it not been for your kindness and commitment to the success of your students Hannes. For this I thank you.

Allow me to take this opportunity to once again thank you for all that you have taught me since 2005 when I first met you. For the more than 175 weekly Mentorship Lessons that popped into my email inbox every Friday afternoon to take me on a journey to the creation, preservation and enjoyment of wealth, I thank you.

For the challenging assignments that have forced me to look at the world with a different set of eyes (the Wealth Creators way), I thank you and give my commitment to always be attentive and diligent.

For the best example that you have provided me in your own life experience, there is no price one can put to that. I signed up in September 2005 to learn how to turn less than R1000 into more than R10 million in less than 5 years and I have discovered a way of life that has seduced me into giving up my 29 years of conditioning, in exchange for a share of what rightfully belongs to me as a birth right.

Indeed as I march forward, taking each day as it comes, I am humbled by the immense power that you have demonstrated to me that I (and anyone willing to look within) have. I continue to drink from this never-drying well of life-giving water.

www.Kaizen-Wealth.com Is Up And Running.

2009-01-01T20:19:00.005+02:00

Three days ago I made a commitment to myself to get http://www.kaizen-wealth.com/ up and running before 24h00 on the 1st of January 2009.

Well it is up and running.

There is still a lot of work to be done but tomorrow is another day.

Up to now (20h00 on the 1st) there are 72 pages – here are some of the pages.

How to Be SMART When Making Your New Year’s Resolution

Have you been wondering how you can be SMART when making your New Year’s resolution? Despite the fact that more New Year’s resolutions are broken each year than any other goal, we still look forward to opening that brand new calendar and imagining the possibilities that lie ahead for the New Year.

If you plan on meeting the challenge of making a New Year’s resolution, you may as well ensure that you make SMART choices, Read more...

The Importance of Critical Thinking

Critical thinking is an incredibly important skill all Wealth Creators must develop. We use this skill (or ought to) in every aspect of our lives every single day. Although it’s an important part of academic and business success, it’s not often taught at school unless it’s part of a math, science, or business curriculum.

The basic definition of critical thinking is the ability to take information and make informed decisions without being influenced by your own opinions. Critical thinking is all about being in control of your own thought processes rather than letting it take control of you.

Teaching Children Critical Thinking Read more...

Discovering Your True Passion

Wealth Creators apply passion to be Effective, Successful And Happy.

Many of us go through life with interests that we never truly nurture and enjoy because we are too concerned about what others think. Of course, that's no way to live!

Finding your passion is an important part of self-discovery. You will be a happier, more successful, more balanced individual when you find and develop your passions. Your whole life will change before your eyes! Read more...

Single-Tasking: The Sane Alternative to Multitasking

What do you do when you’re answering emails and suddenly the phone rings? Do you answer it and try to speak to the person while you finish your emails? Then the doorbell chimes. Do you go to the door while still on the phone? Now you have some decisions to make.

We live in a world where multitasking is commonplace. But is it the most efficient use of our time? Read more...

Another Secret Link Between Wealth Creators And Success - Revealed

When you want to achieve success, making one change at a time is a technique that brings results. You may be surprised to discover that one of the most beneficial changes you can make towards success is what you eat!

The type of food you eat has an impact on brain function and how you feel overall. For example, Read more...

Kaizen Challenge Success Stories

I have also uploaded 18 old Kaizen Challenge success stories so far at
http://www.kaizen-wealth.com/kaizen-wealth-success-stories.html.

My commitment for www.kaizen-wealth.com in 2009.

I am also committing to add at least 365 new inspirational free articles on http://www.kaizen-wealth.com/ within the next year on or before 31st December 2009 on

personal growth & development,
motivation,
affirmations.
inspiration,
goal setting and
the power of intention,

… in the seven areas of Kaizen Wealth which are;

Vocational (Career & Business) Wealth

Financial Wealth
Family Wealth
Social Wealth
Mental Wealth
Physical Wealth
Spiritual Wealth

Now that you know what my New Year’s Resolutions for Kaizen Wealth is – why don’t you share yours with me?

Self-Motivation Strategies - How to Get Motivated, Quickly and Easily.

2008-12-30T08:13:00.003+02:00

Wealth Creators know how to motivate themselves consistently.

Getting the motivation to do something – whether it’s a trip to the kitchen or to pursue your dream career – seems easy enough, but few can sustain the motivation to follow-through consistently.

There’s always too much to do. The task is too big. Tomorrow’s a better day to get started. Right? There are a million reasons we don’t act, but almost always the consequences of our inaction are guilt and regret.

You’ll be glad to discover that you can stop that vicious cycle of inaction and regret and become the self-motivated person you always wanted to be!

Here are some excellent tips on how to motivate yourself, evenwhen you’ve hit a setback, are in a slump, or haven’t even begun to figure out what you want from life:

1. Focus. Focus on just one goal at a time. Even if you’re working toward improving several areas of your life, focus on each goal separately.This helps to keep you from feeling overwhelmed and prevents you from giving up before you get started. Flush out everything else from your mind, and keep your energies focused on the one goal.

Develop a tunnel vision focus to tune out unimportant tasks and distractions.

2. Envision results. Remembering why you’re inspired in the first place will refresh your motivation towards attaining your goal.

Think of how your life will be changed and improved once you achieve this goal.

3. Apply the Kaizen Principle and start small. Determine the tasks necessary to reach your goal. Now divide these tasks into a series of smaller tasks. Continue this process until you’ve obtained tasks that you know you can accomplish. It’s like bite-size chunks. When the chunks are small enough, you know you won’t be biting off more than you can chew at one time!

Attaining many small goals on your way to the big goal keeps you happy and motivated with constant successes.

4. Network. Talk to friends, coworkers, and experts in the area you seek to master. Get them to share tips, advice and experiences they’ve had that can help you to reach your goal. Surrounding yourself with people who have the same goals – or have already attained them – will inspire you to act.

5. Tell people about your goals. By telling people about your goal, you are making a pact that you will follow-through. Tell your friends, family and coworkers to energize your motivation.

6. Dedicate daily time. Dedicate a certain amount of time each day specifically to furthering this goal. Investing time in attaining your goal every day will keep it in your mind as positive action.

Positive action propels success and diminishes doubts and regret.

7. Research. Research industry or topic books, blogs and forums. Anything you do to make yourself more knowledgeable about your goal can inspire you to act.

8. Reward yourself. When you accomplish a step or a positive outcome in your goal plan, reward yourself with a nice dinner or something that will make you feel special.

9. Learn from your mistakes. First, recognize that you will make mistakes and accept this. Second, take the opportunity to learn what to do (or not to do) the next time.

Analyzing how to fix the error will push you forward with greater confidence.

10. Replace negativity with positive thoughts and actions. We all encounter those negative thoughts that tell us to give up, but knowing how to counteract them will keep you on track toward your goal. Your mindset and attitude determine the positive or negative outcome of any situation. Keep those positive thoughts and actions coming and success will surely follow.

Negativity is not reality unless you make it so.

Self-motivation begins with the end in mind, and the only person who can get you there is you! By using this combination of tips and techniques, you can motivate yourself to take action toward your goals. You’ll be proud of yourself for doing something positive to make your life better. Plus, you’ll develop a mindset that will serve you well into the future for achieving more and more of what you want out of life!

5 Ways to Deal with Negative People

2008-12-29T18:09:00.002+02:00

No matter what our occupation, we all come in contact with negative, difficult people from time to time. Our primal instinct is to fight back, defend ourselves, and react to their negativity with some of our own. However, we are not animals who are led by instincts. We are human beings with the ability to control our responses.

To fight anger with anger merely depletes our own energy and brings us down to the same level.

Why are people difficult?

When people act negatively, it’s a reflection of what’s going on inside them. It’s not about you; it’s about them. It may be a complicated, troubled past or something as simple as a bad day that makes a person angry.

People who are bored and unhappy with their own lives will seek out conflict to boost their egos.

Our ego then responds by thinking, “I have to be right. If I don’t respond, I’m conceding defeat.” Then we find ourselves engaged in a conflict that hurts us emotionally, mentally, and maybe even physically.

Ways Wealth Creators Deal with Difficult People

Here are some ways to deal with these difficult people. They may not all be easy (heck, none of them are easy!), but they will give you some peace of mind that you’re doing the right thing.

1. Wait before responding. Our first instinct is to immediately react and retaliate. However, reacting to another individual’s negativity usually only eggs them on. You may even realize that a response is not even needed. Maybe the other person was merely venting and needs to simply be ignored because the attack was not personal at all.

If you spend some time cooling off before you respond, you can gain perspective on the situation.If necessary, remove yourself from the room when confronted with a difficult person. Go for a walk outside or walk up a flight of stairs to vent your frustrations.

2. Stop rehashing the situation. This is especially a problem in office job situations where gossip spreads like wildfire. There will always be someone ready to listen to bad things about another. This is a waste of your time and energy.Drop the subject and move on.

The longer you dwell on the situation and talk about it with others, the more negative and angry you’ll become. Take the high road and step away from those who are gossiping or speak up and tell others you don’t want to listen to it.

3. Express your feelings. If you simply need to get your emotions off your chest, try writing a letter. Vent all your thoughts, feelings, and hurt onto the piece of paper. Let it all out until there’s nothing left to say. Then crumple up the paper and throw it away. As you do, imagine your negative feelings being thrown away with it.

Don’t let your partner or spouse prevent you from speaking your mind. A true partnership is one in which the ideas and thoughts of each partner are heard.

4. Put yourself in their shoes. This can be very difficult, but study the individual who’s hurting you. What’s going on his life right now? Maybe he’s having family issues or a health crisis.

Try to look at the situation as an objective observer detached from the situation. This can help give you some compassion for the difficult person in your life.

Prayer or meditation can help you stay calm and see a situation differently. Consider the difficulties this other person might be facing in life and think about how you would handle a similar situation.

5. Respond positively. This may not always be possible and certainly won’t be easy. After looking over the situation and trying to understand where the other person was coming from, find something positive to say about him.

Remember the phrase, “Kill ‘em with kindness”? Very often responding calmly and with a friendly tone will diffuse a difficult situation.

Negative people are everywhere. Don’t let them take your happiness away or affect your mood. Teach these difficult people by leading a good example, by responding calmly, and by showing kindness.

As a result, you’ll bring more happiness to others and find that you feel a greater happiness yourself.

5 Simple Brainstorming Techniques to become a Wealth Creator

2008-12-28T10:24:00.002+02:00

It happens to all of us. We reach that dead end where we simply run out of fresh ideas and we helplessly fumble for solutions that have escaped us. What can we do to get the creative juices flowing again?

One of the best strategies to resolve this dilemma is to use a brainstorming session. The basic technique is easy as 1-2-3:

1. Think of many ideas in a short period of time.
2. Jot them all down.
3. Go back and evaluate each idea's possibilities.

These brainstorming sessions can be invaluable when trying to come up with fresh, outside the box, ideas so we can work towards an effective solution to a difficult challenge.

Here are five tips to help you make the most of your brainstorming sessions:

1. Get outside input. Instead of going at it alone, get some help. Gather a few of the most creative people you know for a group brainstorming session. After all, two (or three or four) heads are better than one. These other participants may come up with some great ideas that may never have occurred to you otherwise.

• Let people have fun brainstorming. Relaxed people generally feel more creative, so encourage your group to pace, recline in their chairs, or turn it into a game – whatever they need to do to enable the flow of ideas.

2. Write down all of your ideas. Even if you come up with some wild ideas, write them down anyway. They may be more viable than you think! Some of the greatest breakthroughs in history came from ideas that were considered as pretty outlandish at first. Write it all down and revisit it later.

• This is a time for gathering ideas, not for shooting ideas down. Avoid discouraging participants in your group because they won’t participate as freely and they might keep the perfect solution to themselves.

3. Be creative and try something different. If you can’t see a solution right away, think of the problem from a fresh perspective. Look at it from a different viewpoint and maybe a new solution will present itself. Traditional solutions don’t have to be the only way to solve problems, and getting creative may get the ball rolling towards the ideal solution!

• Many successful entrepreneurs have a talent for observing people's wants and needs. Then they find or invent a creative new solution. Watch the world around you and don’t be afraid to experiment with new ideas or unusual solutions.

4. Try combining ideas. Whether you’re brainstorming on your own or as part of a group, you may need to mash different ideas together. Sometimes great ideas are born as twins – in the course of a brainstorming session you might come up with two halves of a perfect solution. Don’t be afraid to look at the results in an unconventional way.

• Some people have started their own businesses by combining their love of baking with their love of dogs to produce their own brand of doggie treats. It’s not a conventional pairing, but it's one that works!

5. Ask questions. This works especially well in group brainstorming sessions. Encourage plenty of questions about everyone's ideas. Questions can lead to a basic idea being fleshed out into a workable solution, and that, of course, is what a brainstorming session is all about!

• Ask questions, discuss, or even debate. Approaching solutions from different perspectives helps you see a larger and more accurate picture.

Acquiring problem solving skills makes our life so much easier! Use these techniques to brainstorm new ideas and solutions, and you'll discover new fountains flowing with ideas you never knew existed! Problems can become opportunities in disguise. You just may find yourself going from zero to hero in one short brainstorming session.

Try it – you'll like it!

To all your success

Dr Hannes Dreyer
Wealth Mentor

Learn How To Thrive (Part 2)

2008-12-26T06:43:00.003+02:00

Wealth Insights: 2008-12-26

This week we are going to concentrate on the last quick tips on how to thrive.

Quiet your mind.

Take time to meditate daily and to slow down if only for a few minutes. Ten to fifteen minutes of meditation will relieve hours of stress and increase creativity and resourcefulness.

I record an instant meditation technique you can use to release and even prevent stress.

Here is the link to download the MP3 recording http://www.learn-to-invest-money.com/bagha-to-all.html

Get resourceful.

The festive season may be a good time to get resourceful.

If it is possible find a place where you can have uninterrupted time... Come up with at least 20 new ideas to grow your income, create new results and improve your life.

You cannot leave your spot until you have twenty. All ideas are good ideas so no editing!

Now take your list of 20 or more unique ideas and pick the three to five most powerful and leveraged ones to put into action.

Pick these three to five based on: ease of implementation, rate of return and speed of return.

Early in the New Year, I plan to teach you how to start a successful Internet Business. If you want to learn how to run a successful Internet business please complete the questionnaire if you haven’t done so already. You will find it at:http://warriorsagainstdebt.com/survey001/view.php?id=1

Make a daily gratitude list.

Focusing on all the good, the gifts and God in your life, puts you in the right frame of mind, which will attract and create more good, more gifts and you will understand God loves you always and unconditionally.

Dr John Demartini wrote a wonderful book called the Gratitude Effect. I will strongly advise that you read his book and then follow his advice.

Change your attitude.

Realize that everything that's happened in your life thus far is here to serve you, teach you and help you grow. If it were not for your experiences you would not be you. Find the lessons in your past results and learn how to apply them to create the kind of life that you want.

Forgive yourself for anything you could have done better and apply the lesson to move forward and create a better future.

Apply the FFR in everything that you do.

Apply the FFR in all seven areas of Kaizen Wealth. They are Financial, Vocational, Mental, Family, Social, Physical and Spiritual.

Not only will you decrease your risks in all areas of life (and therefore minimize your stress levels) but you will also exponentially increase your personal and financial growth.

To learn more about this amazing formula you can go to http://www.learn-to-invest-money.com

A special gift.

Lastly I want to share a delightful video with you. I hope you will enjoy it as much as I did.
Here is the link:http://www.theinterviewwithgod.com/popup-frame.html

Best wishes

From the Wealth Creation Team we wish you a happy festive season and a very happy and prosperous new year.

To all your success.

Dr Hannes Dreyer
Wealth Mentor

PS If you missed the first 5 tips go to http://www.learn-to-invest-money.com/WI-2008-12-19.html
Just a reminder – our office is closed till the 5th January 2009.

Learn How To Thrive (Part 1)

2008-12-19T09:58:00.003+02:00

Wealth Insights: 2008-12-19

Apply these quick, easy-to-apply tips on how to thrive – (even in bad economic situations).

Clearly define what inspires you. (What is your Intent?)

There's a big difference between taking action out of inspiration versus desperation.
From a recent survey that I have done most people who wanted to learn how to make money on the Internet wanted to do so out of desperation, but from personal experience I can tell you that unless you take action out of inspiration instead of desperation – it is not going to work.

Use this festive season as an opportunity to define what inspires you. Once you know what it is then take the action to create your life around it.

Feed your mind.

What's your constant mental diet?

Do you indulge your mind with scary stuff like reading newspapers and spending hours in front of the TV watching the news or are you reading good books, attending more positive seminars, watching uplifting DVDs and listening to powerful CDs?

Focus on what you want.

Focus on what you want instead of what you do not want, most people focus on what they don’t want - like not being broke and then they do not understand why it is that they are always broke.

Learn how to control your focus and you will take control of your destiny. The reason why this is true is because energy flows where attention goes.

If you do not get the results that you want in your life simply evaluate what you focus on and then realign your focus with your wants.

Strengthen your vitality.

Your physical health and vitality have a tremendous impact on your performance as well as your mental and emotional fitness.

Exercise releases stress as well as strengthen your body and mind.

What are you doing to increase or maintain your physical strength?

Make an inventory your friends.

Surround yourself with optimists, go getters, friends and people who do not dwell on the negative. Your friends should inspire and energizes you.

Get rid of all those "energy vampires" that surround you – especially during the festive season because as you know doom and gloom attracts more doom and gloom.

I hope you and your family will have a wonderful and peaceful festive season, and at all time please protect yourself mentally emotionally and physically.

To all your success.

Dr Hannes Dreyer
Wealth Mentor

Do you know what the true secret for wealth is?

2008-12-19T09:53:00.003+02:00

Wealth Insights: 2008-12-05

Isn’t it strange fat that much of the financial information that comes our way we accept without the shadow of a doubt – even though that information is not independent, not impartial, but instead is designed to influence us.

Yet on the other hand when we encounter ‘a different story’, we are deeply suspicious and do not give it a chance. If a new idea goes against what we are accustomed to (conditioned to) than we are unlikely to accept it.

Now here’s an example of how easily we trust and how society is set up to make us feel 100% confident in certain authority figures – rightly or wrongly.

Remember former U.S. Federal Reserve chairman Alan Greenspan? The darling of the financial world? The man who, being responsible for the effect of his policies on the whole of this giant economy, surely understood everything he was doing?

Well just recently he told the U.S. Congress that he was “shocked” at the breakdown in US credit markets. He admitted that he was “partially” wrong to resist regulation of some securities.
Greenspan told congress that “this crisis . . . has turned out to be much broader than anything I could have imagined.”

So the man the entire economy followed because he was so knowledgeable, so expert – did not have the imagination to envisage the effects of some of his policies.

How wise was it to give him so much power? And not to ask questions years ago? The word “bubble” was applied to the US housing market years ago – when the boom was really only still building – yet all the experts were deaf to such warnings. Now everyone’s paying.

The lesson?

Nobody, but nobody, no matter his reputation, no matter his aura, no matter his rank – should be taken as the ultimate unquestionable authority.

To hand responsibility for anything to anyone else is to take a massive risk that you – not they – are going to pay for.

Okay, you cannot control the way your country is set up to run their financial policies. But in your personal life, you can make your own decisions.

The bank will give you a loan for a too-big house? Or you can sidestep the NCA’s 30% rule by buying an additional property in a trust or a Pty instead of your own name.

Great.

The question is - Will you take it, just because they will give it?

What will it do to you?

What risks will you face?

Who will help you if you get into difficulties?

There is always a positive in every negative. In this case, it’s the chance to learn a lesson, hopefully not at first hand, and so lessen your dependence and thus your risk.Before you make your next investment - first learn how to apply the Formula For Riches.

It is the true secret of wealth!

To all your success.

Dr Hannes Dreyer
Wealth Mentor

For more information on products and seminars by the Hannes Dreyer Group go to http://www.learn-to-invest-money.com/HDGroup.html

Pssst - Don’t tell anyone ….

2008-11-03T16:26:00.003+02:00

...I have actually learned how to LEGALLY PRINT MONEY, (in any currency :-) )…

Last year I decided to learn how the Internet works and to see if I could use it as part of my marketing strategy. The objective was to see if I could apply the Formula For Riches to Internet Marketing and to be able to do it all myself (Not relying on EXPERTS).

I invested seriously into myself (the 1st Law of a Wealth Creator = First understand before you invest). It took me about six months to do so and I really put in the TEM$ (Time, Energy, Mindset and Money).

I launched my first site http://www.learn-to-invest-money.com/ on the 21st November 2007 just after 15h20 to 652 people on one of my databases.

I was blown away with the response.

Within the first five minutes six people responded. It was as if I invented my own Auto-bank in my lunch room.

I was literally printing money.

Each time I looked at my inbox there was more.

Within 24 hours I made more than $2,000.00. At that stage the rand/dollar was about seven rands to the dollar.

My total investment for http://www.learn-to-invest-money.com/ was $128.4. It took me less than 1 hour to offset all my risk.

Within a day my ROI (Return On Investment) was 1,457.63%.

Within a week it was 2,563.8%.

I applied the Roll In strategy about two months ago and launched my second website http://www.warriorsagainstdebt.com/

This time I not only developed a website but I have actually developed my own Website Building SYSTEM - and it cost me not a cent. (Again applying the Formula For Riches.)

My Return On Investment (ROI) on my initial investment today (3rd November 2008) stand on more than 476,551%.

What is the WEALTH INSIGHT lessons?

Invest in yourself and make sure you understand what Internet Marketing is all about before you actually do it.

Don’t trust the experts - or if you wish “trust but verify”. There is a lot of sales-talk out there and less than 1% is really working, the rest will only cost you money.

Learn the Formula For Riches (FFR) and how to apply it. (Chapter twelve of my e-book “The Formula For Riches - The Difference Between Rich And Poor”.)

To all your success!

Dr Hannes Dreyer
Wealth Creators Mentor & INTERNET ENTREPRENEUR :-)

PS I would like you comments…

Urgent: ABSA bondholders

2008-10-14T06:26:00.001+02:00

Some people are getting letters about their ABSA access bonds. (Those who haven’t received them yet – I was informed by the ABSA helpline that they are being sent out in batches. In the meantime I suggest you contact them anyway just to check – Their helpline telephone number is 0860 111 007.)

As you know, I advise people to limit their financial risk and many people – as part of this strategy have put into their bond not only the monthly repayment required of them, but over and above that, any extra money, annual bonus etc.

In other words they use their bond as a savings as well as risk management tool.

Now your access to this extra money – your money - could be limited by ABSA’s latest move!

Apparently they are going to stop people from borrowing the capital they have repaid – you will only be able to borrow the extra money over and above the required monthly repayments and then only on application, which means financial statements, proof of income, etc. Unless your access bond is what they refer to as a 264 and not a 261.

(A Flexi Bond - Outstanding Balance is a 261. A Flexi Bond – Advance is a 264.)

If your bond is a 261 (phone and find out if you don’t know!) and you want to withdraw your extra money you will have to go through an entire application process. At the very least it will be a big hassle. At the worst – well, as you know I recommend that you plan for the worst - and you really need to draw on your emergency funds ... they can turn down your application.

If you have a 264 nothing will change and you will still have access to the extra funds you have “parked” in your bond. They assured me that it will not be necessary to go through an application process if you want to withdraw it. But I advise you to perhaps get it in writing – I do not have an ABSA bond myself – I have been finding out on behalf of my students – so I personally cannot say beyond what I was told on the phone.

As I said, this is my understanding based on two phone calls to the ABSA helpline. They say they are doing this because people who are financially strapped are withdrawing bond money to pay living expenses, or to fund property investments, with money that they do not have, and in doing so put not only themselves but also the bank and their clients at risk. Also, they mentioned that if you do fall behind on a payment, ABSA takes it out of that “bonus” portion – so maybe they want to keep your money as their insurance!

So ...

For the people who received letters saying the date for this change was 15 October, I suggest you go into the branch before then and withdraw all the “bonus” money you may have been “parking” in your access bond as a way of reducing your total interest on the bond, as well as having a convenient place to keep extra money until you want to use it.

Ask the bank to change your bond to a 264.

Once that has been done, you can “redeposit it” in your flexi bond. This will give you the flexibility to have access to your funds and at the same time give you a tax free high interest rate on your investment. (But first make sure about their rules)

For the people who have an ABSA bond but no letter yet, phone the helpline, find out what kind of bond you have, and when you need to do this.

For people with bonds with other banks, keep an eye out for similar moves on their part.

Always remember it is the financial risks - like high interest on outstanding bonds - that kill people financially. Off cause if you do not have a bond none of this is applicable to you.

The only way to build real wealth is to learn how to eliminate RISK by following the Formula For Riches and to apply the principles of the Warriors Against Debt.

To all your success

Dr Hannes Dreyer
PS. If you have not attended one of my Debt Eradication Seminars I will strongly advise you to do so. On the 16th & 28th of October (in Midrand) and the 22nd of October (in Cape Town) I will tell you a story on how a bank tried to stop me from becoming a Wealth Creator. Make sure you book your seat by following this link http://www.hannesdreyer.co.za/FreeSeminarBook.asp or simply phone my office (012) 542 4560/1383.

Some of the secrets of true wealth - from the truly wealthy

2008-09-19T04:46:00.010+02:00

Warren Buffett says happiness comes from within. And yet he has so much “external wealth” that millions of people read books about him to find out how it’s done.

Here’s a clue as to what his secret really is:

Warren Buffet doesn’t own his personal jet like the Hollywood stars do – even though he’s far wealthier. He doesn’t own a massive yacht. Or a mansion. Why not?

Because he doesn’t want those things and he’s not going to get them just to impress people.

I don’t think he’d object to owning these things if he truly wanted them. But he knows that a private jet or a massive yacht will not make him happy – and he doesn’t have either of those for his personal use because he simply does not feel the need. He can’t understand why you would want a huge yacht simply because it’s a bit bigger than anyone else’s. He lives in the same small three bedroom house that he’s lived in for the last 50 years.

Why? Because he’s happy like that.

These facts are well known, and they make a good story. But there is a lesson in there for all of us:

Warren Buffett doesn’t care a bit about what other people think. Some years ago when the stock market was going up and up – he wasn’t buying. He was ridiculed for doing nothing. But he knew one of the main rules of wealth – if there is nothing to be done, do nothing. He had the patience and the discipline to sit it out until conditions were right and then he took action – and hugely increased his wealth.

So it is clear that he takes a different approach to investing – one that ignores crazy crowd behaviour, the gurus, fashionable trends, opinion pieces in the financial pages, everything except what really matters. And it works.

The lesson?

Live in the house you want to, even if it is a mansion.

Have a yacht if you want to – if you really enjoy sailing. If it’s really you.

Do what really works for you.

And, importantly, find a formula for wealth that really works no matter what the crowd says. A formula that usually means you’re going in the opposite direction to the masses. A formula that works in any and all economic cycles. A formula like the Formula for Riches – simple, powerful, effective, tested, timeless.

If you do what you love and love what you do, you’ll be productive and happy. If you have the courage to be yourself, you can be all you could ever be. If you have the guts to stick to the truth no matter what others are doing, you will be wealthy.

We’re always asking, why are things getting tougher financially?

2008-09-19T04:46:00.007+02:00

But I thought today I’d turn that question around and ask who is benefiting from things being the way they are?

Oil companies – Exxon made $40,610 million in 2007 ($40.61 billion, or nearly $78,000 per minute). Its previous record was $39.5 billion in 2006. Shell, Chevron and other oil companies weren’t far behind. They dominated the list of the top 10 earning companies in the world. Not too surprising though ... since oil prices jumped about 100 dollars over the past few years, where do you think the money would be going to?

Banks and insurance companies are also very, very prominent and come high up on the Fortune 500 list. They make their money out of interest fees and charges. And business has been very good for them for some time now. What does that mean for you?

So ...

If you drive a car or travel in one...
If you have a bank account or loan...
If you have insurance ....

You might want to know why these are the most profitable companies in the world, while your premiums and your interest rates just keep going up.

They may be massive corporations with company jets and glittering high rise head offices, but in the end of the day there is a correlation between your costs and their profits. Don’t let all that financial jargon intimidate you. It’s simpler than you think. Your costs ARE their profits.

Just something for you to think about.

And remember, it is not possible for the consciousness that created a problem to solve it.

The system cannot and will not heal itself. Why would it, when the profits are so good?

So if you are part of the system – by which I mean, if you are not challenging and questioning it, and finding the real, simple, solutions that can set you free, then you are a slave of the system.

The Formula for Riches is a simple solution to wealth creation and everything else you want to address.

The solutions to all problems are much simpler than we have been led to believe. Because the system that depends on us to feed it is hardly going to voluntarily change things, is it?

But you can change yourself. Starting with your mind. That is the way of freedom. Financial freedom and every other kind.

What sleep does for us

2008-09-19T04:46:00.005+02:00

We know we need it. We know we feel worse if we sleep badly. We know that sleep deprivation will kill you in the end.

Yet it’s still a time which is very unknown.

During certain phases of sleep your body and brain restore and heal themselves. The best time for this work is before midnight, so you have an advantage if you’re an early to bed type.

While you sleep, your brain mulls over the information from the day before. It files it away, decides which is important and which is not. It “lays down” memories worth keeping and lets go of those it decides are not that crucial. It helps you match information from old memories to your newest memories, seeing connections, matching information that might not seem related.

People who work in creative fields know that after a period of intense effort on a task, it’s best then to rest, sleep on it, and wait for one’s subconscious mind to come up with a solution. And very often, if enough work is put into the first phase, and then you take some time off and go and do something quite different for a day or two, it will come to you in a flash.

The answer seems so inspired and yet so simple you wondered how you could have missed it. The answer is, rest and letting your mind get on with it without your conscious interference is the key.

Many incredible scientific discoveries have been made this way. I myself have come up with some extremely important wealth creation formulae in this way, such as the Formula for Riches, which is key to wealth creation and is also the subject of my book “The Formula for Riches, the Difference Between Rich and Poor”.

Different ways to learn

2008-09-19T04:46:00.002+02:00

I talk to many, many people, and I learn so much along the way.

For example, the reason I started my property investment courses and the mentorship programme was to help people learn from my experiences – avoid the mistakes, save time and money, and get there quicker.

I’ve always understood the value of paying money to learn in a day or a year what it took someone else many years or a lifetime to develop. The money you pay is always a fraction of the true cost and the true value.

But not everyone learns this way. For example, someone who attended my property course some years back, couldn’t resist the attraction of going with the crowd, following the advice of the ‘gurus’ and buying property during the boom when many deals were overpriced.

He bought at low IRRs and with poor cashflow, but bargain on capital growth, expecting the rising market to cover him. Even though everyone said you can’t go wrong with property, things did not go as expected and now he is out of pocket in a very big way every month. Luckily he is able to survive because he’s highly qualified and has ways to increase his earnings significantly. But of course it has been a strain for him.

He’s someone who perhaps needs to learn by first-hand experience because even when he learns from someone else like me, his nature is to test it out and see what happens. And there is nothing wrong with that so long as you can survive it. It does mean slower wealth creation and much higher financial stress. But the lesson, once learned, is going to go so deep that you will never forget it.

Another student of mine had already bought 14 properties when he attended my property course and learned about the crucial second calculation. He decided shortly after going home and doing the calculations on all 14 properties, that 8 of them were not actually the good investments they looked like when he bought. So he sold them. He sold when the boom was still going, so he got good prices. And he freed up a lot of money to put into truly good investments. And had the calculations not worked out for any new prospects for a few years, then he would have done what I tell everyone to do: if there is nothing to do, do nothing! Two “okay” buys do not add up to one good one. And any mediocre buy is an opportunity cost that is slowing you down in terms of wealth creation. Something that Warren Buffet understood. But it does take guts, to ignore the criticism and to resist the temptation of jumping onto the bandwagon.

As you can imagine, he is doing very well today.

Think about your own style of learning. If you’re like the first guy – that’s fine. You need lessons that go deep. Try and choose lessons that are real, but not too expensive! You should consult the Formula for Riches to find out how to make sure your lessons do not hurt you if they go wrong.

If you’re like the second guy, then learn, learn, learn all you can by studying what other people do. Knowing that the prices for the right kind of wealth creation books and courses are always just a tiny fraction of what the lessons cost when lived through in real life!

However you prefer to learn, I hope you find the lessons you want and need, and the ones that help you grow!

How to avoid a major drain on your time and energy – and in the process, ensure you make better decisions!

2008-08-22T04:58:00.002+02:00

Studies have found that the brain finds making decisions particularly taxing. It also finds it hard work to focus.

If you ever get that feeling that switching tasks feels like turning the Titanic – and you can almost FEEL your brain scraping against that iceberg as you do so, creaking and screeching in protest – well, you’re right!

If we fritter our mental energy away making meaningless or small decisions, like we do in a grocery store, for example ... then we are likely to tire ourselves and – perhaps more importantly - make bad decisions.

The brain capacity involved is easily over-used. Especially in today’s world of split-second decision making, fast cars and fast modems, and not to mention, a plethora of often meaningless choices that we are forced to make every time we enter a shop. And yet we are assumed to welcome a greater choice! Notice how many adverts trumpet the wonderful gift of “wide choice”, “huge range”, “so much to choose from”, “a world of choice”, “lots of options to suit you” and so on.

A morning spent in this way can lead to an afternoon of making important decisions – badly.

Even completely unrelated choices. In the morning it’s which of the fifteen coffees to have, the mocha, the latte, the this, the that – and the afternoon it could be what kind of trust to set up, or how to structure a deal. In this case, the deal is going to suffer, thanks to the coffee choices in the morning.

In this way, your brain is like a muscle. And you wouldn’t go for a long run the morning before a race, would you?

Any kind of choice (which magazine, which breakfast, which coffee) will do this to you. Anything that takes conscious effort and has some kind of consequence, even if it’s not terribly important (decaff or espresso). You could end up making a great decision about breakfast at 8am and a bad one about your finances at 3pm.

Knowing this, it becomes clear that you need to cut down on your choices rather than increase them. Windsurfing or golf? Fishing or a family drive? Wealth Creation or carrying on as before? The black shoes or the brown? The blue tie or the grey? All of these decisions have a price to be paid in terms of your mental energy, focus and effectiveness.

Juggling tasks – what we call multi-tasking – is therefore also not a good idea as you use up energy prioritizing and scheduling things before you even get started.

And the end result is that your judgement suffers. Something we really cannot afford to have happen to us! Other effects – you tend to give up easier when faced with challenges; you tend to put things off repeatedly; the quality of your work suffers; and you even tire physically.

Now – if you were a marketer – signing someone up for an account – knowing this, perhaps you would put a whole string of meaningless and unimportant decisions into your application process (what color card?) , and then when it comes time to negotiate the interest rate, you could benefit from this fatigue! On the other hand, you as a consumer, knowing this, could spot and resist any such distractions and make sure you put your own priorities first!

Remember that Freud’s discoveries about how the human mind and psyche function were used FIRST by the founder of public relations, his nephew Edward Bernays, to help companies and governments control the public ... and only then did they go on to be read and known more widely. A little known fact. Those with the knowledge truly do have the potential of power. The good thing about that is – you can inform yourself, and if you take any action(apply it) to improve your knowledge, you will be ahead of the crowd. Your best strategy, always, is to inform (invest in) yourself.

Warning on trusts schemes!

2008-08-18T15:59:00.005+02:00

Two things have recently come to my attention and they are a serious danger to those uninformed people who haven’t done their homework.

These people have consulted the kind of “expert” who we could call an “omelette maker”: the kind who has his eggs (he gets paid when he draws up trusts) and then when they break (they go wrong) he has an omelette because now he’s got more work defending you from the consequences of his bad advice, for which he gets even more money out of you.

1. Bare dominium/usufruct

Firstly some people are being advised to go the bare dominium/usufruct route. This is sometimes a route that makes sense when you are transferring a property into a trust. It depends on the circumstances. The idea is that you separate the fruits of use (i.e. living in your house) from the official ownership of the house (which goes to the trust) and, based on your age and other factors, this could mean that as little as 10% of the value of your house needs to be transferred, hence you save on those incredibly expensive transfer fees. It’s also supposed to give you security so you won’t lose your house.

Take care! Do you think for a minute that the banks haven’t worked this one out? In your agreement with them, it will simply state that you cede the usufruct to the bank, and assume security in your personal name, which puts you back in the same position as you would be if you owned the house in your personal name – or maybe even a worse one.

This route is being sold to customers on the basis that in these tough times, it is a way of safeguarding your assets. I’m afraid that is simply not true.

“Personal service trusts”

The second problem involves the Receiver of Revenue, who has noticed that a lot of people think they can put their assets into a trust and then lease them back and in that way, claim them as expenses and thus save on tax.

According to a SARS auditor, the directive from the Taxation Appeal Court (TAC) is that they should be considered “personal service trusts”. In this case, the individual will go back to full taxability on these assets, and who knows, perhaps there will be penalties too. There is a crucial court case coming up in November, and on the results of this, SARS will move to stop this behaviour.

Will SARS win in court? There are no guarantees, but remember that the law, like the educational system, does not operate in a vacuum and is subject to the same pressures by the same powerful sectors of our society.

My trust course

On hearing this, I took a look at my trust course to see how it fitted with what I say, and I found, as I did with my property courses, that it is all entirely in keeping with the legal requirements as well as the current conditions we find ourselves in, even though these have changed since I first started teaching.

The rule, as always? Inform yourself and take responsibility, don’t rely on the “experts”.

Always continue to grow and evolve

2008-08-15T06:55:00.002+02:00

”Constant development is the law of life” said Gandhi. He was right. It is a law of the universe.

There is no such thing as standing still. Think of life as being a bit an escalator. You may try to stand still but the great cycle continues and carries you along passively with it. You can even go backwards without knowing it. And anything that happens to us rather than by our own design is unlikely to take us where we want to go. Probably, we end up going where others want us to go, other people who do have plans, who do take action. Like marketers.

The result of “standing still” (sliding backwards) is that you shrink. And something about living in a tiny prison of your own making leads to bitterness, anger, regrets, blaming, small-mindedness, sorrow. All of which are tragically unnecessary. Leading to families that are unhappy, people who are lonely and isolated.

But it really does not have to be that way! And it is never too late to make the changes! If you are a little reluctant to push yourself, then choose something small and fun to start learning. It could be a hobby. A different routine in the evenings that does not include the TV. A new language. Following up on an old interest. An old talent. Or just something that appeals on a very undemanding level.

Once the blood starts to flow again you will get the taste for more growth and then you can get more ambitious! You will know by then that the rewards are so great – happiness, fulfilment, growth, in other areas of life too, such as family life. Those are the positive spinoffs.

We do have inner resisters to change because at some deep level, just as it is true that we must grow, we also want to stay the same. These resisters, undealt with, will stop us in our tracks every time. Yet they are so easy to remove when you know how! That’s what I teach in my Kaizen Wealth Transformational Weekends.

Be yourself

2008-08-07T16:19:00.001+02:00

Gandhi said …

“Always aim at complete harmony of thought and word and deed. Always aim at purifying your thoughts and everything will be well.”

At a very deep level, we can tell when someone is being truthful, authentic, and well-meaning. In spite of the most honeyed tongue, someone who is a fraud does not fool us forever. We seem to have a kind of ‘radar’ for this.

Our radar gets contaminated and doesn’t always work, though. We may be conditioned to over-ride our instincts. To think so little of ourselves that we do not trust our own reactions. Or we may have had the misfortune to have been influenced by someone who was not authentic at so young an age that we internalized it as being okay, acceptable. (It depends though – the effect is not always the same – it may make us de-sensitized to authenticity – or more sensitized to it.)

Either way, the key to sensing authenticity is first and foremost to be authentic ourselves. Trying to tell the truth even when it is very uncomfortable may be liberating, and empowering. It makes us more authentic. And it clears up that contaminated radar – we become better at sensing the truth about others.

Interestingly, con-men and fraudsters are harder to detect as inauthentic than other people. This is because their body language and the other clues that tell us whether someone is authentic or not, are not out of kilter. This in turn is because they feel no internal dissonance or discomfort when they lie, unlike the rest of us. But even they give themselves away at some point, sometimes because of a kind of flatness or lack of depth.

To see it, be it. You will be far happier and waste less energy if you are authentic and do not try to be something you are not.

And, as I am always saying, why bother to make money (or anything!) dishonestly when it is so much easier to do it honestly!

New website - www.warriorsagainstdebt.com

2008-08-07T16:13:00.002+02:00

My new website www.warriorsagainstdebt.com is up and running.

Any comments?

What do you want to discuss in the forum?

Read the latest articles at http://www.warriorsagainstdebt.com/debt-articles.html
and give me your feedback.

See the good in others – they are our mirrors

2008-07-31T18:28:00.002+02:00

Too much ego leads to blindness and arrogance, and ultimately to mistakes. Its opposite is humility. How do we achieve humility? By reminding ourselves of our own failings whenever we get too carried away, too “unstoppable”, or too bothered by the faults of others.

I’m not suggesting a permanent state of low self-esteem! Just that when we see the familiar signs of runaway ego, we apply the brakes! And very often we see those warning signs in others – their reaction to us, or ours to them.

So if we see the bad in others, we know we are due for a “humility correction”. This is a remedy which we can apply ourselves, by going through the exercise of looking within for a fault of the same stature as the one we are observing in someone else. Almost always we will find one, and often it will be something we dislike more than the quality that is bothering us in someone else!

Or, it may be precisely the same fault – which suggests that we dislike it because it is “too close to home”.

Seeing the good in others, no matter who they are, is the best way to become great ourselves. Because at the polar opposite of an overblown ego, is true greatness. Excessive ego does not create greatness. The great are inevitably humble. Look at Mandela. Look at Tutu. Look at Gandhi.

The spin-off from this exercise is a great improvement in our relationships and interactions. We spread positive energy, and it comes back to us.

Have a wonderful, positive week!

You’re human – forgive yourself. Everyone’s human – see it

2008-07-25T05:33:00.001+02:00

Even the people you admire most are just people, full of human failings as well as strengths and admirable qualities.

And that’s okay.

If you put someone on a pedestal, you could also say that you lower yourself in comparison. You dig yourself a pit and stand there, looking up.

Is that healthy?

If you’re idolizing someone, anyone, then you’re denigrating yourself. If you cannot see them in all their humanity, then you are making a mistake that is not good for you.

You are undoubtedly better informed, more talented, or in some respect superior to the person you so greatly admire. If you can see that, he or she can shrink back to human proportions – and you can stop dwarfing yourself.

That person may have attracted your admiration for good reason, but I can assure you that he or she is not perfect and there will be some way in which you are their equal - or better.

So be nicer to yourself. Focus less on your bad points and maybe you’ll notice your good ones.

Focus less on the great deeds of others and you’ll stop overlooking what you have accomplished and what you are worth.

Because the fact of the matter is, if you do not value yourself, you cannot progress in life. You cannot be all you want to be and are capable of being.

It’s also unpleasant to watch someone on a high pedestal crash down – which eventually must happen. And then you tend to “throw the baby out with the bathwater” – the failing that you see now clouds everything else. The good gets lost in the crash.

Don’t idolize, don’t denigrate. Yourself or others. We are all equal. Those who have achieved are a reminder to us of what we can be and do. Those who have not are a reminder to us of life’s challenges and our own fallibility.

Free Yourself From Debt In Less Than 8 Years

2008-07-24T16:16:00.006+02:00

Contents:

1.) Get rid of all your debt in less than five years
2.) Life changing events

New posts on my blog

Don’t give up
What Goethe saw nearly 200 years ago
Look after this very moment as if it were gold, and all future ones will take care of themselves
Abundance is a natural law of the Universe

Interesting article on why most people work hard, and get nowhere
A short history of consumer credit

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1.) Get rid of all your debt in less than five years
=================================

Let me tell you a story!

“In 1984 my life was going well, as I saw it.

I was happily married to Tanja. I had bought her a house. I had bought myself a nice new car. I had put new wooden garage doors on. I was the top-selling Old Mutual salesman in my branch, which was Rustenburg. Tanja was a magistrate. We were a two income family, doing nicely. For a boy who sometimes went to school without shoes, and who failed his matric (Gr 12), I was doing more than nicely – I was doing brilliantly.

You could say we were solidly middle class. We had the cars, the house, the income, the lifestyle.
We also had the mortgage, the debt, the car payment plans. But we didn’t worry ...

Like I said ... middle class.

We felt secure. Like the middle class do. And that house of ours was central to our feeling of security.

As a good salesman I was in a strong position. I knew I could easily bring in enough to pay for all of this, every month.

Until something changed.

One of my clients, who had been buying policies from me for two years, was ready to sign for a new one. We’d discussed his needs, agreed on a product, worked out the figures, and all we needed to do was write out the policy. But before we could do that, a colleague of mine from the same branch knocked on his door and offered to do it for him.

“Did Hannes send you?” the client asked.

“Yes” was his answer.

So, knowing that the client thought he was there on my behalf, my colleague stole the sale. And got the commission.

I was more than a little angry, as you can imagine. I was not going to be stolen from like that. I told my boss what had happened but he was not prepared to reverse the commission. Nor was his boss.

The client was just as angry at being duped. He came with me to the police station and signed an affidavit. I took it to my manager.

I was called into the manager’s office.

Confident that justice would finally be done, I marched in.

He told me to tell the client I had been wrong – or hand over my car keys AND my house keys and leave, because I was fired as of that minute.

I was paying for the car but it was officially a car allowance and therefore theirs. And they were standing surety for my house, so, like the car, while the bond was all mine, the asset was not!

And I only realized it at that very moment!

Well, I went from hero to zero in 10 seconds. Maybe 5.

They had me over a barrel and they knew it. In the short term, it worked because I had to back down.

In the long term, it was a mistake on their part, because in a flash I saw how they worked, and I never went back to my state of “ignorant bliss”. And I try to make sure that I liberate as many other people as I can!

It was the end of me being a donkey in harness, reaping them great profits, and minding my business. I determined that night, firstly, to get back at them in the most positive way I could: get free of them; and secondly, to make sure I could never be controlled again.

How could I do that?

By making sure that nobody could take my car, my house, or anything else. And the only way to make sure of that was to eliminate my debt.

They were controlling me through my debt.

It was my debt that gave me the illusion of wealth, but overnight that would have vanished once I lost my job.

And they encouraged the debt! We were advised to drive the smartest car we could afford to make a good impression.

And I, until that moment, had thought nothing of it.

So when my boss did that, he exposed the game to me.”

And this is the game, in short:

Employers have a vested interest in keeping their employees in debt. I saw it at that moment! The person in debt has to keep his job or he loses his house, car, etc!

So do advertisers, banks, retailers, the media, even the educational system.

It’s not a conspiracy – it’s worse. It’s a system. Our entire economy is based on it! So every element plays its part:

Our parents pass along the habits – but just in case they remember when it was not normal to live on credit, society has taught us not to value the wisdom of older people anymore – and it’s a short step from there to the neglect of the elderly.

The educational system perpetuates the myths that keep us in debt. Why? Ask yourself who sponsors them? Who do they serve? Increasingly, it’s private enterprise.

Merchants want you to want things, whether or not you need them, and they want you to buy them now, whether or not you can afford them.

The media’s role is to deliver a captive audience to its advertisers so it’s not in their interest to teach the truth - or disgruntled advertisers simply withdraw their money. Most of what they give you is distraction and entertainment even if they call it the news.

Governments, since being persuaded to stop spending money on looking after their people, are partners in fleecing the population.

And then of course banks and other financial institutions make big profits on lending us money.

Everyone in the system has something to lose if we find out the truth. Worse still, even we collude in our own slavery because we prefer ignorant bliss to change! (That’s what Kaizen Wealth™ is all about!)

Do you know that the word mortgage comes from the Old French words mort, "dead," and gage, "pledge." It literally means death pledge. Apparently it was called that because of the doubtfulness of whether the debt would ever be repaid!

How about we start calling a mortgage a death pledge! Might make people think!

What did I do? I took the steps that liberated me, and that I share with you in my Warriors Debt Eradication Seminar

Now is a great time for you to attend, and find out how to live a life of abundance!

Wealth insight: your debt is tying you to your job and servicing it is taking up all your energy – this is wage slavery. Be debt free - with even your bond paid up – it can happen much quicker than you think.

Attend my next Warriors Against Debt Seminar!

Please visit my new warriors agains debt website en tell me what you think

As always - committed to your success

Dr Hannes DreyerWealth Mentor
http://www.learn-to-invest-money.com/
http://www.hannesdreyer.co.za/
http://www.referralserver.co.zawww.warriorsagainstdebt.com/

=================================
2. Live Events and Public Talks
=================================

**NEW** – Warriors Against Debt Seminar
Get completely out of debt (including your home mortgage) in just 5 to 8 years - and start building real wealth from the first month

using nothing more than the money you already make!

Johannesburg – Centurion - Cape Town

For more information
http://www.warriorsagainstdebt.com/

For bookings
http://click.icptrack.com/icp/relay.php?r=1294153&msgid=136826&act=FID8&c=181085&admin=0&destination=http%3A%2F%2Fwww.hannesdreyer.co.za%2FFreeSeminar.asp

or phone my office (012) 542 4560

=================================

THE LAST LIVE - Property Investments in an Uncertain Market - SEMINAR
Cape Town

For more information and bookings
http://www.learn-to-invest-money.com/Property-Seminar.html
or phone my office (012) 542 4560

=================================

Quantum Leap Your Life To Quantum Wealth
Midrand – Centurion - Cape Town

For more information and bookings
http://www.hannesdreyer.co.za/FreeSeminar.asp
or phone my office (012) 542 4560

=================================

Kaizen Wealth™ Transformational Weekend
Pretoria - August 30 – 31
Cape Town - October 4 - 5
For more information and bookings phone (012) 542 4560

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"The Wealth Insights" is Published by Dr Hannes Dreyer,South Africa s number one wealth mentor
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Don’t give up

2008-07-19T06:19:00.002+02:00

It is well known that anyone trying to make a difference, trying to educate people and make changes for the better, is up against a lot of vested interests.

George W. Bush publicly supports the oil industry and trashes the environment, but did you know that at home he chose to build and live in an environmentally friendly, solar heated, water recycling household? So privately his beliefs appear to be at odds with what he believes he must do in his public position. It seems his job depends on it.

There are many people working for corporations that are damaging ordinary people and the world, who don’t believe in what they’re doing but are tied to their paycheque, and so no matter what they personally believe, they will oppose the well-meaning efforts of those of us who are trying to make things better in the world. This can make changes seem slow and heavy going.

Take heart by knowing firstly that they are not as dense or as stupid as they seem – it’s just a matter of having a job to do – and secondly, the truth will prevail. Because it is the truth. There’s a saying, “Nature always bats last” and you could say the same for truth – it always has the last word.

Opposition goes through these stages:

they ignore you
they laugh at you
they perceive you as a threat and they try and clamp down on you and put you out of business
they accept the truth, take all the credit and say it was their idea all along.

“First they ignore you, then they laugh at you, then they fight you, then you win.”

If what you are doing is the right thing for yourself, for others, and for the world, then take courage and keep going. Remember you may have inner resisters (see Kaizen Wealth for more on these) and that can make you your own worst enemy. But if this should happen, don’t despair, there are ways – easy ways – to eradicate this kind of obstacle!

On the one hand there is a “gestation period” – like pregnancy – during which results take time to develop, before there is anything to be seen on the surface. On the other hand, progress may seem to be very slow but what you don’t know is that momentum is building up and one day you look around and see how far you’ve come. Don’t make the biggest mistake of all – giving up too soon.

Have a great week and keep going!

What Goethe saw nearly 200 years ago

2008-07-19T06:11:00.002+02:00

Goethe warned about the dangers of speed when the fastest man-made things on the planet were trains and steam ships.

He saw this tendency as early as the 19th Century, when he grew concerned that the speed of life (railways, steamships etc.) made communication so rapid that people lost the art of simplicity.

They became over-educated and yet increasingly mediocre.

The pace of life led to a dislocation between themselves and the outside world. The result was that people got “stirred up” too early in life and “carried away” by the “whirl of the times”.

His point was that being stirred up and carried away in a whirl meant you lost yourself in the process. More information, more communication, yet greater mediocrity. We can see this danger in the Information Age – a flood of information, yet less and less wisdom, vision, understanding.

Goethe saw that speed was becoming more and more important and that it was dizzying and disorienting. Being caught up and carried away means you are not in control – you are being swept along by forces you do not see or understand.

· More speed – less thought.
· More speed – less reflection.
· More speed – less conscious direction in life.
· More speed – less balance.

Quality suffers in every area of life. Something we can relate to in our throw-away, mass-produced-in-China world.

“No-one knows himself any longer” he said. Learning does not advance you anymore because the world overtakes the speed at which you can learn and by the time you’ve learned how something works, it’s changed. So you lose yourself. Then what tends to happen is you get out of touch and isolated. You feel as if you are not at home in the world.

He also thought that because of this, anyone who digs deep within will find out that he is only “half a being” who sees less and is blinder than he thought.

How much faster is the world whirling now that it did in 1825? Goethe could not possibly have imagined the pace at which we live our lives today – yet, and this is true of great thinkers – he saw it long before anyone else did.

And because things happen faster today, his words are even more true today than they were when he wrote them.

Wealth Insight

Take the time to reach back to the truths he saw back then, which was a message for the modern world, perhaps we can begin to know ourselves again. Which is a crucial aspect of becoming a successful Wealth Creator.

Look after this very moment as if it were gold, and all future ones will take care of themselves

2008-07-11T04:19:00.001+02:00

This is the only time we can be absolutely sure we have – this very moment, right now. Anything could happen to us at any time – there are no guarantees. We expect to live a certain lifespan but there is absolutely no way of knowing for sure what will happen.

It is strange but true that it is often the people who know they’re going to die who really do the most living! Given a year to live, they suddenly they decide not to put their lives on hold one more day. They do the things they always wanted to but kept putting off. We’ve all heard stories like this.

These people get more living done than many a person who lives a full lifespan. And more importantly, they live with more joy, more fulfilment, more richness.

Often it’s also the people who lose something important who then live life to the full. I was told once by a blind man that going blind was the best thing that happened to him. Up till then he had not been a happy man. After going blind he decided to live life to its fullest, and he did.

Many people who’ve gone through a misfortune will say later that they are grateful for what they received because it helped them to see that they were wasting their lives on greed, dissatisfaction, bitterness, lethargy, etc. They replaced these negative emotions with gratefulness, joy, peace, tranquillity, love and appreciation.

Those of us fortunate enough to be blessed with good health and all our faculties are the ones who tend to waste them. Make the decision now to live this moment to its fullest, and you will see – live this day as you mean to live all your days – financially, in terms of happiness, relationships, health etc. – and you will see, tomorrow will take care of itself!

Make today a ‘model day’ and soon all your days will be that way. Take care of today and tomorrow will take care of itself!

Abundance is a natural law of the Universe

2008-07-10T04:43:00.002+02:00

The evidence of this law is conclusive; we see it on every hand. Everywhere Nature is lavish, wasteful, extravagant. Nowhere is economy observed in any created thing.

Profusion is manifested in everything.

The millions and millions of trees and flowers and plants and animals and the vast scheme of reproduction where the process of creating and recreating is forever going on, all indicates the lavishness with which Nature has made provision for man.

In my garden stands a palm tree (Cocos plomosa) – it produces in access of 5000 seeds per year. I bought the house seven years ago and each and every year it produces more than 5000 seeds.

Embedded in each seed is the intent to become a grown palm tree , so in the right environment and given the right conditions one tree can produce more than 45 000 trees in 7 years.

Seeking 20% growth means you’re limiting yourself.

Man works in percentages. If our money grows at 20% per year we are happy - BUT a percentage is a portion of the whole. We are limiting our thoughts and because we limit our thoughts we limit the outcome.

The Universe does not do this. The palm tree in my garden produces more than 5000 seeds from one plant. That is 5000 times more than one - or a 500000% growth in one year.

Nature does not think this is impossible, so why should we?

Surely if nature can do it out of supposedly limited resources (soil, water, air, etc), following certain strict rules (e.g. photosynthesis), then we can take our own resources (talent, mind, energy, experience), follow certain rules (e.g. the Formula for Riches™ and get the same kind of growth! Why not?

This possibility is not a way-out fantasy - nature proves it can be done! The limiting factor is our own mindset that pegs us at 20% growth because that’s a “familiar” or “comfortable” or “realistic” figure.

The Kaizen Wealth Transformational Program incorporates the universal laws – laws of inwards investing – cause and effect - attraction – abundance (multiplication) - growth – dynamic balance – gratitude and the law of unconditional giving into a mental process.

To prove the outcome of The Amazing Formula For Wealth Creation™ I am applying one of the techniques you will learn in The Kaizen Wealth Transformational Program called Powermorphing™. In this challenge (started in December 2004) I prove that these universal laws are also applicable when it comes to making money.

I started off with an investment of less than 12 cents. This 12 cents grew to more than $185 478 in the first year because I applied the Amazing Formula For Wealth Creation™. This represents a growth of 185 478 times the initial investment or 18 547 800% growth on my investment over a one year period.

In less than two and a half years the investment value of the 12 cents was more than $1,428,000.00

This challenge is documented and is available for any Hannes Dreyer Wealth Creators Mentorship Programme student to see at http://www.hannesdreyer.co.za.

Why not get 18 547 800% growth yourself?

If you haven’t taken action, you haven’t learned the lesson.

2008-07-04T07:05:00.003+02:00

So many people think that attending a course or paying the fees or buying the book = gaining the benefit. But that is just the start. The first step.

In 1984 I paid R2700.00 which was a fortune in those days, and especially for someone like me, at the time a not-very-successful salesman, to attend a one day course run by Alan Pease.

Before I committed to the course I did two things:

1. I researched who he was and found that yes; he was a highly successful salesman who did have a lot of valuable techniques to teach me. (In other words, I did my homework.)
2. I made up my mind to take two weeks of leave afterwards purely to practise the techniques, apply them, and make them my own.

Oh yes – I also borrowed the money to pay for the course. So there’s a third thing …

3. I was committed to the new me I was paying so much to create. From before I even began.

What happened? It went according to plan. I took what I learned and I turned myself from a mediocre salesman into one of the top 0,1% in the world.

Going to the course was just the beginning. Reading this is just the beginning.

It is not WHAT you do that is going to determine your success in whatever you pursue in life but HOW you do it.

The results of the real HOW are always the same – they are guaranteed on condition you follow them. The HOW is always based on Universal Principles. And these Universal principles are timeless, country-less and it is not a respecter of persons.

This simply means if you apply the HOW – no matter who or what you are – YOU WILL GET THE RESULTS.

Kaizen Wealth™ is based on the HOW – if you follow the Kaizen Wealth Transformational System - whether it is in investing in property or developing yourself or starting a business or perhaps working on improving a relationship – the results are always guaranteed.

The next Kaizen Wealth Transformational Weekend, takes place on the 30 – 31 August – if you’d like to enquire further, phone my office on 012 542 4560

“Be the change you want to see in the world.”

2008-07-04T07:00:00.001+02:00

Gandhi said we were mistaken to think our genius was our ability to reshape the world. (After all, that just gave us nuclear weapons and global warming). He said our true genius, not yet really activated, is to reshape ourselves. And I think after a century of thinking otherwise, we are starting to see the wisdom in that.

The Kaizen Wealth Personal Development Program teaches us that we have the power of the universe within us, with the ability to make a massive difference, but only when we ARE that difference, when we live it day to day down to our fingertips. And we can’t do that until we have taken a quantum leap, a shift at our sub-cellular, sub-molecular level. Which is easy to do when we just know how, and that’s what I teach in the Kaizen Wealth Transformational Weekend.

It’s a waste of time trying to change anything else in the world or our lives until we’ve changed ourselves. Everything else is just futile and does no good, long term.

No matter how well intentioned or how much effort you put into it.

The good news is that it takes much less effort to change ourselves than it does to try and change the world – and it accomplishes far, far more!

Wealth Insight

Stop trying to change the world, change yourself instead and then you’ll change the world!

The next Kaizen Wealth Transformational Weekend, takes place on the 30 – 31 August – if you’d like to enquire further, phone my office on 012 542 4560

As always - committed to your success

Dr Hannes Dreyer
Wealth Mentor
http://www.learn-to-invest-money.com/
http://www.hannesdreyer.co.za/
http://www.referralserver.co.za/

You are in charge of what happens in your life.

2008-06-27T10:28:00.000+02:00

Gandhi said “Nobody can hurt me without my permission.”

He could equally have said “Nothing happens to me without my permission.”

It really takes a new awareness to see the truth in this. We are conditioned to think that many things in life happen “to” us. We seldom see that we created them that way – without realizing it.
We have the lives we have built for ourselves. It often feels like they just happened, rather than that we set out to build them. That’s because we build them unconsciously – we aren’t aware of doing it. Why? Because we are programmed in a certain way and we just do things without thinking about them.

I know people who are programmed to believe, from the experience of their own childhood, beliefs like this one: “women like me end up bringing up our children alone”. That’s their programming. So that’s what they do. And that’s what their daughters do. Others can see that they choose the kind of marriages that are not likely to last. And that they do not pull out all the stops to save those marriages or reconcile. Why not? Because it does not occur to them. Their childhood conditioning led them to expect the marriage to end. And that is what they created. And they do not know that they created this. They think “it just happened”.

That’s just one example. We all hold ideas about money, success, love, meaning, truth. Many of these we are unaware of – just like in the previous example. They were taught to us as children. They are still reinforced today. Some are good … some of these things hold families together, create positive homes, happy hopeful futures. Others keep us stuck, endlessly repeating actions that do us no good.

What creates our conditioning? Our parents. Our teachers. Our churches. Mass media. Public opinion.

We should be aware that some of this conditioning is paid for to make others profits. Financial institutions. Lenders of money. Sellers of ‘investments’. All these companies pay money for advertising and public relations that shapes our thoughts towards what is good for their profits. If we are unaware of the power and pervasiveness of their influence, then we do not know how much of our actions are unconsciously shaped towards their ends, not ours.

This explains high debt levels. Steep mortgages. The consumer culture. The belief that spending money makes us happy. And that material things will fulfil our dreams. Which keeps us tied to a job, stuck in a trap.

The good news is that although our beliefs are often unconscious and always very powerful, once we see what they are, we can easily change them. This is what we do during Kaizen Wealth. We swap limited beliefs for empowering beliefs that work for us in a big way!

The next Kaizen Wealth Transformational Weekend, takes place on the 30 – 31 August – if you’d like to enquire further, phone my office on 012 542 4560

Forgive, let go, move on.

2008-06-27T10:21:00.001+02:00

Nelson Mandela said he chose to forgive because otherwise he was giving too much power to the people who had already taken 27 years of his life.

He wasn't prepared to give them one more year. Or one more day. Not even one more minute. And we can understand that - but what is harder for us to understand is that it was up to him - it was his decision.

It was not about being bigger than them, or turning the other cheek. It was about reclaiming his life. Mandela knew what it was like to be in prison, your every move controlled by others. And he wasn't prepared to voluntarily enter a new prison on his release - the prison of hatred, grudges, regrets, resentment.

However, it's easier to complain and do nothing. It takes discipline to develop this strength. And it takes a decision - a commitment on your part - to begin with.

Mandela used his past to learn and move on. We can do the same. We too are often imprisoned by regrets and resentments. What he saw is that these regrets are themselves a prison. By fixating on them, we give away the key to our future. Then we become bitter and small. How likely are we to find happiness that way?

The wonderful thing is that no matter how many years have gone by, you can change your attitude in seconds. Make the decision to let go and move on . make sure that you have removed all internal resisters to this decision ... and you will change your life overnight! This is what we learn during Kaizen Wealth Transformational Weekend.

The next Kaizen Wealth Transformational Weekend, takes place on the 30 - 31 August - if you'd like to enquire further, phone my office on 012 542 4560

Lessons in Wealth from Flying a Helicopter

2008-06-18T06:36:00.002+02:00

This week I am sharing with you lessons I have learned from an unusual tutor – my helicopter. Not that you need to be able to fly to learn! Whatever you do, as a hobby or as a career, at home or at work, even on the road or in the garden, you can see the laws of the Universe in operation.
In my case, I learn a lot from my helicopter!

- Perhaps because it is a pleasurable hobby so I’m relaxed and in a receptive mood.
- Perhaps because I must concentrate to fly – so I am focused.
- Maybe also because there is a ritual you have to follow to fly safely, and that gets your mind into a contemplative, somewhat meditative state.

The other day I stepped out onto the helipad, at the airport, in the beautiful still winter morning, and my plan was to fly.

I was not wondering whether I could fly...
Whether I’d be lucky enough to fly...
Whether I was special enough to have been born with the talent to fly...

I knew that there was a close to 100% chance that I would successfully fly, simply because ...

I pay attention to the weather and choose the right conditions;
I am a helicopter pilot - I have been trained to fly;
I follow a set of safety and startup procedures that allows me to lift the helicopter off the ground and guide it through the air;
I follow a schedule of maintenance to ensure that all parts of the helicopter are in good condition;
I fill up with more than enough of the fuel I need, which is Jet A1 fuel - the right kind for a turbine engine.

As I prepared to fly, I was thinking about wealth creation which, like flying, is something anyone can do if they have the right training and follow the right procedures. I thought about the 20 or so steps that come before I can lift off. If I omit one, I either do not lift off at all, or I take a risk.

I inspect the helicopter from the outside
I inspect it from the inside
I switch on the battery
I switch on the generator
I switch on the booster pump
I press a timer and wait for 30 seconds before I switch on the starter
During these 30 seconds I inspect all the warning lights to see if they are in working condition – by activating nine different warning bulbs. If a light comes on when I test it by pressing it gently, I know the warning light and therefore the system it indicates, is working
After the 30 second period is up, I flick the starter switch on. Immediately a green light comes on – at the same time the blades start moving – first very slowly but gradually they build up speed
Two to three seconds after the green starter light goes on, a yellow light – for the igniters - comes on
Within eight seconds I hear the igniters ignite – it sounds like that “whump” you get if you throw petrol on a fire!
Once the igniters fire up, the yellow light goes off – signaling that the process was successful. In the meantime the green startup light is still on
I wait for the revs to go up to 14 000 – at that point the green light goes off
Within 90 seconds the blades become synchronized with the turbine and I can physically see, feel and hear when this happens
I slowly push up the fuel lever – pumping more and more fuel into the turbine
As soon as I touch the fuel lever, a big red light comes on
As I slowly push the fuel lever up, I make sure the tail pipe temperature (T4) does not increase by more than 30 degrees
The turbine and blade speed pick up as I slowly push the fuel lever up
At 33 000 revs the governor kicks in and the red light goes off
The main rotor blades are turning at 360 revs per minute (RPM) and the tail rotor blades are turning at 2000 RPM
All the temperature metres are in the green
All warning lights are out
It is safe on the outside
The friction on the collective is still on – BUT I AM READY TO FLY!

Sounds like a lot. But any pilots out there will know this is all simple procedure. Routine.
And you know what? So is wealth creation!

Once you are trained and have put in the TEM$ (the Time, Energy Mindset and some money ($) to educate yourself) – to fit in with the requirements of the law of understanding, then you know that you have educated yourself and learned what you need to know.

· I KNOW I can fly because I learned. Simple.
· It’s not LUCK because I do it over and over and over, and so do all the other pilots and Wealth Creators – because they follow a system.
· It’s not TALENT - for the same reason.

What has all of that got to do with wealth creation?

Wealth creation is not about brilliance, talent, drive, luck or education. It’s about repeating a proven set of steps (a system) in the correct order, without missing one out, every time.
Just like flying, I know it’s not luck, it’s choosing the right moment to take certain actions (for instance, is now the right time to invest in property?)

It’s also following a set of instructions without taking short cuts. (The Formula for Riches™)

And it’s having the training (mentally, physically and emotionally) to know what to do, when to do it and HOW to do it

Of course, most of all, it’s WANTING to.

I love to fly because it makes me feel happy and free. That’s what I like about wealth too.

How about you?

As always - committed to your success

Dr Hannes Dreyer
Wealth Mentor
http://www.learn-to-invest-money.com
http://www.hannesdreyer.co.za
http://www.referralserver.co.za

PS - The interest rates are up. The petrol price is up – and we are again on holiday. This time I am writing this from Marloth Park next to the Kruger National Park.

Over the last four months we have increased our passive income in our property portfolio by R10 875.00 and we have signed another contract that will push it up further to R34 625.00. In my next Property Investment Seminar I will show you for the first time how I have used the Zagger principle in the current economy to lower our risk by increasing our passive income. Make sure you book your ticket now!

The Poor Go With The Flow

2008-06-12T06:10:00.003+02:00

Contents:

1.) The Poor Go With The Flow
2.) Life changing events

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1.) The Poor Go With The Flow.
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As I write, I am sitting on a sand dune above Bloubergstrand. Yesterday a cold front swept through the country, and when we left Pretoria it was raining. A great black thundercloud rolled over quite early in the morning, and we had thunder and lightning, the kind we expect in a typical summer Highveld thunderstorm. We enjoyed the unexpected contrast with the usual golden, dreamy, dry stillness of the winter veld.

Today as I look along the beach I see two kilometres of perfection. It’s still. It’s warm. The sea is lapping almost at my feet. When I look up, I see the famous picture of Table Mountain in front of me. I’ve seen a thousand calendars with this picture on it ... I’m sure you have too. It’s the Fairest Cape putting on a show. I wish you could see it. Next time I’ll take my camera and I’ll send you a picture! Or perhaps you’ll be here too, or somewhere just as lovely, because you know how to use the Formula for Riches™ to make your money work for you – and so you can take time off, lots of it, to really live and love your life.

For now, though, I’m not sharing this with anyone. You’d think there would be lots of people out here enjoying a magical day. It’s 10am. It’s balmy. I look up the beach. I look down it. But no. There is not a single soul out but me. I have it all to myself. This is not unusual. I am often playing while others work a 9 to 5 shift, feeling chained to their jobs when they’d rather be kite-surfing or sailing out here.

Tanja and our daughter Lara are now walking down the beach towards me. They’re going shopping just now, and then who knows, maybe we’ll take a drive out to a wine farm to enjoy the perfect weather and the breathtaking Cape winelands scenery. Maybe we’ll have a picnic with a little wine and cheese under the oak trees in front of a Cape Dutch homestead. Or a meal in an award-winning French restaurant in Franschhoek. We’ll see what we feel like.

Just so you know, though it is a gorgeous day, it’s quiet an ordinary one for me. By which I mean, I spend a lot of time enjoying beautiful places during what is usually called “working hours”. Because I can. Because I use the Formula for Riches™ to make my money work for me around the clock. And this has set me free.

In the meantime, I’m looking forward to teaching people how to invest in property at a seminar planned for Cape Town.

“Why property?” you may ask. “Why now? When the headlines say we can expect a huge fall in capital values?”

Well I’m not going to go into it too much right now (I do that in my Property Seminars) but let me just leave you with one thought. I’m watching the waves roll in and out at my feet. I see that they come and they go.

Like fashions...

Like investment bubbles...

Like booms and busts...

Like interest rate cycles...

And I know that most people will change what they do and how they invest based on whether the tide is taking them in or out. They go with the flow.

The reason I am here enjoying the beach and they are not, is because I don’t go with the flow – or not the flow of popular opinion and “expert projections” anyway. I go by the numbers. My properties bring me money, positive cash flow, in good times and in bad. Whether the tide is in, or whether it’s out ... the money comes in anyway. That’s why I’m here, walking barefoot on a beach at 10 o’clock on a Thursday morning.

Have a great week!

As always - committed to your success

Dr Hannes Dreyer
Wealth Mentor
http://www.learn-to-invest-money.com/
http://www.hannesdreyer.co.za/
http://www.referralserver.co.za/

P.S. Do you know that the average South African is has a debt ratio of more than 83% of income? It went up from 77% last month. I am planning a seminar on how to pay off your debt in less than 7 – 8 years, WITHOUT making any more money than you do right now. Please visit my blog (http://hannesdreyer.blogspot.com/) to tell me if you would be interested.

P.P.S. The MOST IMPORTANT THING YOU CAN DO RIGHT NOW for your future is to attend my next Quantum Leap Yourself To Quantum Wealth F-R-E-E Seminar. By applying the principles of Kaizen Wealth™ as explained in the seminar you will have a real advantage in life.

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2. Live Events and Public Talks
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NEW - Property Investments in an Uncertain Market
Midrand

For more information and bookings
http://www.learn-to-invest-money.com/Property-Seminar.html
or phone my office (012) 542 4560

=================================

Quantum Leap Your Life To Quantum Wealth
Midrand – Centurion - Cape Town

For more information and bookings
http://www.hannesdreyer.co.za/FreeSeminar.asp
or phone my office (012) 542 4560
=================================

Kaizen Wealth™ Transformational Weekend
Pretoria - August 30 – 31

For more information and bookings phone (012) 542 4560

Wealth Insights Newsletter 04 April

2008-04-08T08:17:00.002+02:00

Contents:

1.) New two hour seminar
2.) Why do most businesses struggle financially

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1.) FREE NEW SEMINAR
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Quantum leap yourself to Quantum Wealth – without a struggle

In this two hour seminar you will discover why people do not achieve the greatness they were destined for ... and how you can be different!

Johannesburg 15th April 2008 at 6.30PM (Sorry fully booked)
Cape Town 21th April 2008 at 6.30PM
Pretoria 22th April 2008 at 6.30PM

For more information Or to book your seat go tohttp://www.learn-to-invest-money.com/quantum-wealth.html

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2.) Why do most businesses struggle financially?
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The bit 99% of people forget when they start a new business – which is why they’ll struggle to become financially.

Unlike what the vast majority of “experts” will tell you, your business should be a success from the word go. I expect any new business to be generating a positive cashflow within the first month. Yes, ANY business! Sometimes it happens within the first few days or hours.

This may seem astonishingly fast.

But I am not surprised. I expect it!

Why?

I do not think of a business idea today and then launch it tomorrow. If I did it that way, it would take months or maybe years to get those kinds of results – IF EVER. And meanwhile, it would incur costs (risks). That’s why most new businesses fail – risks (costs).

You see, there is a whole “hidden” stage of starting a business that is seldom thought about, and even more seldom discussed. It’s the stage of the idea, the incubation, the planning, and the testing.

Warning! When you see the word “planning’ do not make the mistake of thinking I mean business plans!

To my mind, business plans are smokescreens and delayers and confusers and intimidators disguised as planning.

Why do I say that?

Well, getting up to your elbows in jargon and paper makes you think you’re doing something constructive, but mostly what this really does is scare you into thinking you need expert help or should stay away entirely;

... or satisfy you and make you think you are really doing something constructive when really you are avoiding doing so!

And if you are a delayer or someone who is dependent on others to tell you what to do, are you a Wealth Creator? No, because you are not taking responsibility AND you are not truly taking action!

So, to a true Wealth Creator, planning and all the stages that happen before you open your doors or your website are not the same things that people who stay stuck in life think they are!

Let’s get back to what it’s really about!

The idea leads to thought, thought leads to design, design leads to implementation – when the time is right. In your head you think it all through. In no particular order all of the below will come into it ...

- Everything your new business or product might be.
- Everything you decide it will not be.
- Who it will appeal to.
- How to gain their attention and keep their interest.
- What it will do for them.
- How it fits with other products or other people’s products.
- Where it leads to next.
- What form it takes.
- How it is structured financially.
- What the risks are and how to reduce them.
- What the goals are and how to get there faster.
- Whether or not your target market is interested.

This takes time. And a lot of it happens in odd moments. While you’re driving. Chatting. Doing something else entirely. It’s a creative process.

The laws of the universe

* There’s a law of the universe called the Law of Gender.

* This law tells us that there are two types of human energy – the yin and the yang.

* Now before you think “new age” let me just tell you that these principles are as old as humanity and that, put through the test of your own mind, they make a lot of sense.

* There is nothing religious about them.

* It is simply that there are two modes of being, roughly similar to the difference between the roles men and women play, as we traditionally see them.

* Although there are problems with this kind of over-simplification, it can be useful to start off learning to understand the principles in this way.

So the masculine or yang is the active, outwardly-focused side of life and the feminine or yin is the more inward-focused side.

I don’t like to say passive, because it’s not at all the right word. When a woman is pregnant she’s not passive, she’s growing a whole new life inside her. She may not be out there hunting, shooting, fishing or running a business, but she is performing the ultimate creative work, without which nothing else happens, ever!

The same kind of misunderstanding is why we also do not appreciate the importance of the stages of a business that take place before its official “birth”!

When it comes to the birth of a business, the pre-launch period can be equated to pregnancy and to the yin principle. It is characterized by inward-looking (i.e. pondering the idea, turning it over in your mind, building it up slowly inside you, seeing it take shape, what it is, what it isn’t, etc.).

This is the important point: from the outside it looks like not much is happening! A dangerous impression! Which leads many people to skip that stage altogether with serious results!

If you do not decide to put yourself through this phase, it is not going to jump out and insist on being noticed or understood! Unlike the active phase, which is out there for all to see, the inward “gestation” period can easily be overlooked! Wealth Creators learn not to make this mistake.

Once you understand this, you will also understand why Nikola Tesla, a great inventor who changed the way we live in the world, said this:

“Before I put a sketch on paper, the whole idea is worked out mentally. In my mind I change the construction, make improvements, and even operate the device. Without ever having drawn a sketch I can give the measurements of all parts to workmen, and when completed all these parts will fit, just as certainly as though I had made the actual drawings. It is immaterial to me whether I run my machine in my mind or test it in my shop. The inventions I have conceived in this way have always worked. In thirty years there has not been a single exception. My first electric motor, the vacuum wireless light, my turbine engine and many other devices have all been developed in exactly this way.”

Nikola Tesla’s many inventions ALL went through this process before they appeared in the outer world for us to see. And when you remember what kind of things he invented, you will appreciate that he is not talking wifty-wafty, nebulous New-Agey nonsense!

Tesla is the inventor of the loudspeaker, fluorescent lights, the polyphase induction motor, microwaves, the hydroelectric generator, vacuum tubes, radar, AC power, the rotary engine, and of course the Tesla coil.

Think of him when next you microwave your lunch or switch on a light!

Think of him when you plan your next business or product. Ask yourself whether it is so well planned that it could be built perfectly first time. Ask yourself whether your business is so well planned and designed that it works exactly as intended, from the first day.

THIS let me tell you, is a MAJOR way of reducing risk – because it costs you nothing while it’s in your head. You iron out the problems before they even happen. And if you know about wealth creation you will know that eliminating risk is THE single biggest factor in your success!

By the time a new business of mine actually launches, for me the process is not really beginning – it’s almost over. From now on it’s purely a matter of managing, adjusting and applying the Kaizen principle (constant and never-ending improvement).

And that is why a supposedly feminine principle, involved in pregnancy and creativity, has hard-nosed and very practical implications for the most masculine of businesses and the most active, get-out-there-and-do-it kind of men.

If you understand this you will truly own one of the greatest secrets of a Wealth Creator.

Have a wonderful weekend

As always - committed to your success Dr Hannes DreyerWealth Mentorwww.learn-to-invest-money.com www.hannesdreyer.co.za www.referralserver.co.za

A cool story by Bruce Muzik

2008-04-08T08:11:00.004+02:00

I heard an amazing story this weekend that will inspire you.

I spent the weekend with a fascinating man called Hannes Dreyer. Hannes is a multi-millionaire property investor and is also one of the MILLIONAIRE MENTORS speaking at my Wealth Blueprint seminars this month.

Hannes told me an amazing story that I'd like to share it with you.

At one of Hannes's seminars, a skeptic in the audience, who was doubting that Hannes's "Formula For Riches" could really work, said "That's easy for you to say, because you are rich! How can I make money if I have no money?"

Hannes, being a man who walks his talk, decided to create an extraordinary challenge to PROVE to this man that it does NOT take money to make money. Hannes announced to the world that he was going to take less than $150 and turn it into $1.5 MILLION in less than FIVE years.

So, what happened next? Well, Hannes did NOT start with just $150. He started with only ELEVEN CENTS!

Within only TWO years, his ELEVEN CENTS had grown to $1.4 MILLION, without Hannes using any of his other WEALTH as leverage.

Within only TWO years, Hannes proved to the world that IT DOES NOT TAKE MONEY TO MAKE MONEY.

DO YOU WANT TO KNOW HOW HE DID IT?

Well, it turns out that he wrote an e-book called "The Formula For Riches" that explains exactly the formula he used to make his $1.4 MILLION from only ELEVEN cents. This weekend, I twisted his arm and persuaded him to give you, the most important chapter from the book for NOTHING!

So, go get your 77 page e-book now at www.designer-life.com/hannesbook/. This e-book is going to rock your world.

DO YOU WANT TO SEE HANNES AND I LIVE IN ACTION?

I have been so impressed by Hannes and his no nonsense approach to creating wealth that I asked him to share the stage with me at TWO public talks (in South Africa) called "Why You're Still Broke And What You Can Do About It". Book your seat at www.designer-life.com/events/WhyYoureStillBroke.html

For those of you outside South Africa, go download his e-book NOW and find out how "The Formula For Riches" works.

Till next time, see you in the front row.

Bruce

P.S. Hannes will be ONE of the MILLIONAIRE MENTORS who are going to be teaching you how to create real wealth at the Wealth Blueprint seminar this weekend in Johannesburg and next weekend in Cape Town, South Africa. I have only a few places left, so if you are still sitting on the fence, time to take ACTION and secure your financial success. Remember, no ACTION = no new RESULTS. Book your place at www.designer-life.com/wealthblueprint/
Designer Life - Teaching a scientifically proven approach to health. wealth and happiness. http://www.designer-life.com/

Why You’re Still Broke, and what you can do about it!

2008-03-29T08:59:00.007+02:00

A two-hour talk with Bruce Muzik and Hannes Dreyer

Are you still struggling to make the kind of MONEY
you would LOVE to be making?

Does creating WEALTH sometimes feel like an uphill battle?

In today’s world, everyone has a different opinion about how to become wealthy. Some teachers tell you to diversify your investments while others will tell you to FOCUS on one thing. Some teachers teach that property is the BEST investment vehicle, while others will tell you to BUY a franchise.

Everybody has a valid opinion and everybody thinks that their opinion is right. It probably is, but it is right for them because of who they are, and may be very, very wrong for you.

There Are Only EIGHT Paths To Wealth

Each one of us also has the potential to amass large amounts of wealth effortlessly, but only if we create it in a particular way. Just like Tiger Woods is naturally predisposed to playing golf, so you too are naturally predisposed to creating wealth in a particular way – a way that is the most natural (and most effortless) for you.

Why You’re Still Broke?

If creating wealth has been an uphill battle for you, then chances are high that you are operating outside your natural path to wealth, your Wealth Profile. If that is the case, you are NOT only robbing yourself of your wealth, but also robbing yourself of your life.

What To Do About It

Join Bruce Muzik and Hannes Dreyer for TWO hours of profound insight on HOW you can become a person who attracts REAL wealth, without the struggle.

PLEASE NOTE: You will NOT learn ANY new techniques here. You can buy those in a book. You WILL learn WHO you need to be and HOW you can CLAIM your WEALTH naturally, FREE from the struggle.

BOOK NOW TO RESERVE YOUR PLACE

Johannesburg: 10 April 2008, 6.30pm registration; Talk 7– 9.30pm
Cape Town: 17 April 2008, 6.30pm registration; Talk 7– 9.30pm

Tuition is only R100.

Click here to book your seat NOW. http://www.learn-to-invest-money.com/Hannes-Bruce-Seminar.html

Wealth Creators Insights March 12

2008-03-12T15:18:00.002+02:00

March 12, 2008

Contents:

1.) Is your car keeping you from wealth?
2.) NEW – Free Kaizen Wealth Seminars!
3.) Is your risk assurance shortfall a disaster waiting to happen?
4.) Kaizen Success Story - Gerhard van der Merwe
5.) Pass on the news

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1.) Is your car keeping you from wealth?
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You know, a year ago when I decided to give away a Jaguar XKR as a prize in the Kaizen Challenge (http://www.kaizenchallenge.co.za/ little did I know that the car would become a lesson in itself.

But I suppose I should have guessed! Because by the time you’ve completed the 49 day transformation, you’ve got to know more about yourself and the truth about wealth ... and why most people never become wealthy.

I thought I’d share a bit about it with you today ...We are 99,99% unaware of how we have been conditioned to want things we don’t need and that keep us poor.

In the 1920s, Edward Bernays and other founders of “public relations” (which, in his own words, was another term for propaganda) set out to help American manufacturers who were making more products than they could sell.

Just like today, mechanization was cutting jobs and jobless people don’t buy much.

So the market was shrinking. Bernays saw that cars (and clothes and shoes and everything else) were advertised in a very rational way. Adverts and articles in magazines and newspapers spoke about how long something would last, how many years of use you could get out of it.

Bernays realized that you would then only buy one new coat every ten say years.

One car might last you much longer!UNLESS you could be persuaded that the car (or coat, or pair of shoes) was going to make you sexy, successful, attractive, admired, up to date, and most of all, blissfully happy!

In that case, you might have several coats, a bunch of shoes, and you might buy a new car far more often!

AND IT WORKED!

Sales went up, and this method is still the main way we are encouraged to buy something!And that, people, is the very simple reason why we have been conditioned to love to shop and to think that buying something will make us happy.

It’s why we are using up the earth’s resources as fast as we can, and it’s why we throw away things that still work perfectly well.

It’s why people are wage slaves, it’s why women went out to work, it’s why au pairs and maids bring up children, it’s why we expect to buy the best car and house we can “afford” (actually, get credit for).

Most of us start our wealth creation journey driving the best car and living in the best house we CAN’T afford, and battling financially as a result.

It’s only when we truly “get it” that we can break free of this crazy rat race that is empty and meaningless and that leaves us burned out in the end.

The reason we think a car is desirable rather than just a way to get around, is because we’ve been trained to think of it as
......a status symbol ... a sex symbol ... a lot of fun ... a thrill ... a sign of affluence ... proof that you’ve made it ... a way to impress your friends ... a way to attract attention and envy ... and the opposite sex of course ...

And every single one of these things makes you feel good – and that is what we call selling on emotion. It is the only way you can get people to make decisions that are really bad for them.

At the dealer, we “collude” with the salesman and the bank’s finance guy to convince ourselves we can afford it. These salespeople structure ever more creative ways to hide the fact that you really can’t afford these cars! Residuals, ways to try and get around the Credit Act, etc. etc.

The winner of the Jag worked out that even if he got the car free he couldn’t afford it. By that I mean, yes, he had the money to maintain it, but the effect on his cashflow was going to slow him down from reaching his goals. (This, by the way, is what owning things we can’t really afford does to everyone and it is a major reason behind financial stress and retiring poor.)

Not many people could, in all honesty, have overturned the effect of all those sexy adverts, all that talk of acceleration and torque, all those macho billboards, and all the admiring glances they anticipate enjoying!And that is the power of conditioning.Is your car worth it?

Finding out could be YOUR first step to wealth!

Follow this link:http://www.learn-to-invest-money.com./JaguarWinner.html now!

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2.) NEW FREE EVENT!
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KAIZEN WEALTH

It’s not what you do, it’s the way that you do it that determines your success, wealth and happiness in life!

Imagine how your life would be if you could accomplish anything and everything you want!

Would you buy the house of your dreams?
Would you tell your boss to get lost and go into business for yourself?
Would you take a couple of years off and travel the world?

If I told you ...
... that I know how you can do this

Yes, YOU!

Without special talents, magic or lots of money ...... simply by accepting that it is possible ...Would you do it?

I’ve done this for thousands of people and they have transformed their lives. I find that the main barrier is believing that it can happen to you!Every single thing in your life right now—your bank account, your relationships, your health and fitness and all that you have intellectually, emotionally and spiritually—is your own personal creation.

It's a direct reflection of who you are and what you continually attract into your life. Overnight, you can start to attract the things you want!

If I said that I would tell you more about this, for free, would you come?

After all, what do you have to lose? It’s free!

Discover the only reason why people do not achieve the greatness they were destined for ... and how you can be different!

Now, your time is valuable, I know that. You must be sure it is worth it!

So, at the end of this seminar, what will you will walk away?

The five pillars of true wealth
Why most people do not understand the true meaning of balance and why this holds them back.
Discover the mindset of all top achievers – the way they think and act regardless of what product or service they are representing, or what their goals are.
What Kaizen Wealth can do for you and how easy it is to apply in your own life.
A specific plan to achieve exactly what you want out of life - every single time - using quantum physics strategies as discussed in the movies What the Bleep and The Secret...
A deep understanding of how you've created the life you have... and how you can easily change it into the life you truly want...
Techniques to vanquish stress and fear, increase your energy levels and remove unconscious self-imposed limitations...

Hurry! Only 80 seats are available and demand is high ...this event is worth at least R650 in value - offered for a limited period exclusively to members of my wealth creators’ club for FREE!

Book for the FREE KAIZEN WEALTH SEMINAR ON THURSDAY 13TH MARCH OR TUESDAY 17TH MARCH.

Join us afterwards for tea or coffee and a chat!

Date: 13th March 2008; 17th March 2008
Venue: The Shark Tank – New Covenant Church Bryanston, Hornbill Road , Douglasdale.
Time: 19H00 sharpRSVP: Before 12am on the day of the seminar - phone (012) 542 4560 / 1383

P.S. Bring pen and paper along for a mind-opening, interactive session!For a map to the venue please click on the following link:

http://www.referralserver.co.za/TMP/MAPtoNewCovenantChurch.pdf

NB! Included in this presentation on the 13th only will be the following presentation by Ian van Greunen...

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3.) Is your risk assurance shortfall a disaster waiting to happen? By Ian van Greunen
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SA IS UNDER INSURED BY R10-TRILLION!

LIFE AND DISABILITY COVER IS SCANT AT BEST AND NON-EXISTENT FOR THE MOST PART!

These were the headlines that screamed at me a few weeks ago in national newspapers during the course of a single weekend!

What does this mean? It means that should the average South African die or become disabled, the family would be left in dire straits!

According to one article I read, in the age group 31-45 years, the average under-insured amount on life cover was a staggering 53% of what it should be! T

he same age group’s statistics for disability were almost as bad.

Here the under-insured figure was 46%.

So, chances are you are 53% under-insured!

What this means is that if you are in this age group right now, there is a VERY HIGH chance that you are currently 53% under-insured in terms of your life cover needs and slightly more than 46% under-insured against disability.

What should you do next?

Averages and statistics help alert you to the problem, but nothing replaces doing the sums for yourself, taking into account your income and circumstances.

Do the calculations!

This week I had the sad task of handling the death claim of one of my previous clients from my days as an employee of a large corporate. It was my duty to call the bereaved widow.

I don’t know who had the bigger lump in the throat; her or me. But it was some consolation to us both that I was able to tell her that because her husband had done more planning than most, R5.3 million would be in her account by the next morning.

Until that call, she had no idea the policy even existed.

Now R5.3 million sounds like a lot and it is certainly going to be a very great help to the family as they pick up the pieces and carry on with their lives. But I know that because no proper estate planning was done in this case, and no true income need was ever calculated, it may still not be enough.

There is still the chance that the family may be forced to sell their home, downscale their lifestyle, withdraw children from their schools and/or universities and watch every penny from now on.

This is why planning is so important.

So let’s ask a question or two:

When was the last time your financial situation was carefully and professionally analyzed?
Are you aware that most financial advisors make their living selling products that are not going to work for you? (See http://www.retirequickly.co.za/ to find out why.)
When last did your advisor go out of his/her way to explain to you the basic precepts of financial planning?
Were the alternative products presented carefully explained to you in writing, so that you could make an informed choice?
Are you aware of the fact with Retire Quickly, we can present not one but two alternatives to you, and literally shave millions off your specific needs and cut years off the process at the same time?

Reading the articles on how vulnerable most people are was an eye opener even to me, even after being this industry for over twelve years.

I really hope that it has given you food for thought. I look forward to telling you much more about how you can protect yourself and your family, by doing the right kind of planning!

Join Hannes and myself on Thursday 13th March for a free Kaizen Wealth AND complimentary tax, trust and Retire Quickly seminar. Details as per previous article.

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4.) Kaizen Success Story - Gerhard van der Merwe
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“The changes I experienced over the past 49 days.

When I started the challenge I had a daily task of opening the news first thing when I got to the office. This made me wonder why I came back to South Africa as I was in the USA for 5 years, as everything that you read is negative. This also tends to make me negative and grumpy.

I changed this and now the first thing I do when I get to the office at 6 am in the morning is to spend time on ME, and what I can do to get to my goals. I do not read the newspaper anymore as it is only sensation and not helping me in achieving my goals.

After I started with the Kaizen Challenge I have also changed my personality, I am not short tempered anymore, I have more patience than before. I try to give more to the less fortunate that before, I now go out and find a reason to give to someone in a worst situation than me.

What has it meant to me?

I am now a more balanced person. This means that I always try to keep my wheel of life in balance, I work hard, but I also spend time with my family and with my Saviour Jesus Christ.

I will always try to be the best I can be to the glory of God. Money is not the most important thing anymore, I will strive to have abundance in all aspects of my life rather than just reach for money and be miserable. I am a Wealth Creator.

In what ways do I approach life differently?

I do not look at people in fancy houses and cars and think they had to do something illegal to get to that position. I now look at opportunities in all aspects of my life and I also analyze how it will help other people. I lost R270 000 in a business venture that I tried with other people, and instead of blaming them for the failure as before I now take full responsibility for it and I will change this to a class 1 experience.

I WILL recover that amount, I am seeing Philip today and I will get the Receiver to help me recover my mistake.

There are more opportunities than ever before and I like to share them with other people as it is nice to see other people grow and experience a change in their lives.

We had a bad run of incorrect promotional hats, and instead of being mad about the cost associated with it, we gave them to people who really appreciate the gift and it is such a pleasure seeing the gratitude they have for a simple gift like a hat.

My kids enjoy the spirit of giving as well. So we try to change negative experiences into positive ones.

What about my average day?

I now spend an hour every morning with my goals and business ideas and also praising God for what I have become. I question all information I receive and only keep what can help me reach my goals. I try to influence people to take responsibility for their own destiny, but that is sometimes easier said than done.

What will I do to extend this 49 day challenge to a year, and a lifetime? I will always spend time on myself and make my goals part of me. I will set small goals for every day. I work on a structured plan according to the Retire Quickly workshop. I also get my family involved and get them to be part of the planning and include them in the goals as in the end they are our goals.

I begin with the end in mind as I will also one day go to Botswana when I feel like going and not when the corporate world says I can now go for 5 days according to their schedule.

What qualities will I need?

Perseverance and the ability to believe in yourself and your goals. The rest will come when you make your goals part of your existence and are not bothered when people say it cannot be done. The greater good will always persevere. Always try to change for the better, NEVER stagnate or think you have arrived.

Enjoy what you are doing and share it with as many people as possible. Share with people who are in a less fortunate position than you and NEVER be envious of anyone’s achievements, but try to learn from that person as everyone has something to offer.

What IS required on a daily basis?

Goalsetting, alone time and always doing things with the greater good in mind.

Never doubt yourself, and always give to others. Not only money, but maybe empathy or encouragement.

What were some of the challenges?

To stay focused on achieving my goal of finishing the Kaizen Challenge so that I can take it further in my life to constantly change and challenge myself and filter out the noise that constantly challenge us to behave and spend in a certain way according to society. I am grateful for the changes that I could make and experience a life of abundance. I have not made more money yet, but the new Gerhard I have become is priceless.

Thank you for that.

I will also be the best I can be to glory of God as He is the one that is the beginning and the end.

My dreams and expectations and how and why I will achieve them!

I will achieve my dreams by setting goals for myself and also measuring my goals on a daily basis. I will live my dreams before I have achieved them as that will ensure that I can become what I really am capable of becoming!”.

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5.) PASS THE NEWS
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Well, I hope you've enjoyed our newsletter this week. If you did, please feel free to send it to a friend or colleague who may enjoy it too.

All I ask is that you please send the whole thing, not just a portion of it.

I thank you in advance!

Until our next issue, thanks for being a part of our positive, exciting wealth creation journey!

As always - committed to your success

Dr Hannes DreyerWealth Mentor
http://www.learn-to-invest-money.com/
http://www.hannesdreyer.co.za/
http://www.referralserver.co.za/

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"The Wealth Creators Club eNewesletter" is Published by Hannes Dreyer,South Africa s number one wealth mentor

The Amarila story

2007-12-27T09:29:00.001+02:00

For more information about the Amarilla story go to
http://www.learn-to-invest-money.com/learn-to-make-money.html

Do you want to learn to make money?

2007-12-27T09:23:00.000+02:00

Welcome to my latest video you can also watch it at
http://www.learn-to-invest-money.com/learn-to-make-money-video1.html

Do you want to learn to make money or do you want to learn to invest money.?

If so you need to learn how to apply the formula for riches

The zeroth law: you must want to do it.

2007-10-28T05:15:00.000+02:00

The Seven Laws of the Successful Property Investor.

The zeroth law: you must want to do it.

Do you really want to do it?

Before you answer that, give it some thought. Know what's involved first or you may change your mind or simply lose interest and fall away.

These are the qualities you will need for successful property investment:

You need to be willing to learn.
You need to be prepared to question conventional wisdom.
You need to be prepared to change.
You need to understand that learning also means work.
You need to understand that taking action - when you are ready - is part of learning .
You need to be patient enough to do the homework and to wait for the right deal.
You need to be able to start with a vision and then move on to acquire the training through the right tools.

Don't make the mistake of not taking change seriously. We have an inner drive towards change but we also have an inner resistance. A laziness, a lethargy, an inertia. If it has been some years since you last pushed yourself, experimented, signed on for a course, explored an unfamiliar area, studied, etc ... then your mental muscles may be out of shape.

Test your resolve

Pick ONE of these mental exercises and do it to completion. Or better still, make a commitment to doing something each day to keep your brain and change mentality in shape. If you can do it, then you can answer "Yes!" to this first and most important question - "Do you really want to do it?"

Test whether you want to do it- by testing whether you are prepared to do what's required to change. These brain exercises are a 'dummy run' - and they're good for you - the more you use your brain, the more you benefit!

Please note! This is a long list, full of ideas!

Don't try and do more than one thing! After a while when that stops being a challenge you can move on to something else, but the point of this exercise is not to give you a long list of things to do - it's to incorporate a single simple mental exercise into your day to day life.

It can take 30 seconds or 10 minutes or just keep you occupied in the traffic. If sudoku drives you mad and takes an hour, choose something else! Add up the numbers on car number plates instead - it's just as good for you AND it turns a negative experience (traffic jams) into a positive one (brain fitness)!

Choose one activity from the list below. Choose the one that fits best with your daily schedule.

Choose active interactions in your daily life, not passive ones.Substitute TV for reading; aimless Internet surfing for educational material. Evaluate what you read. Fiction works as well as non-fiction - but stay away from the obvious best sellers if you want real value from this exercise.

Play a game. Physical or mental. Checkers, scrabble, chess, crossword puzzles, sudoku, but not to obsession. Cricket or rugby on the lawn. Tennis. Golf. If you already play these games, approach them differently.
Work on your weak areas. Realize how quickly we humans tend to find out what we're best at and then do that only, neglecting the rest. Realize how fast we choose to form a habit that turns a challenge into a rut and so reduces the benefit.
Reverse the usual approach. Start your day with the right attitude - read a short paragraph or just a line or two of any book - upside down. Set a precedent for the day - you will not be doing it the same old way!
Tackle something you find hard. Anything. Big or small. Physical or mental. Threading a needle. Working out a sum in your head. Memorizing phone numbers rather than relying on your cell phone. Memorizing shopping lists. Find ways to help you - pictures, pat terns, reminders, landmarks.
Do mental arithmetic. At the till, work out what change you will get before the cashier does. Keep a running total of the items in your basket. Multiply, divide, add and subtract figures as you go along. Set yourself maths problems - little ones - and do them on the way to work.
When you drive, think of the names of the streets you pass - before you get there. Do without a map. If you've been there once - rely on your memory next time. Or get lost - find yourself in a different part of the world that daily life does not take you past, and explore it.
Break a habit. Try a new shop, restaurant, hobby, sport, activity. If you've never understood what people see in golf - take a lesson or two. If you've always wanted to sing - find a teacher and take a few lessons. Watch life open up. Discover a whole new world that has always run parallel with your own - but you never knew it.
Listen to educational tapes and books on tape if you spend long hours in the car, rather than the radio. Or think through a problem and give yourself a deadline to solve it (the water tower, the freeway off ramp, the top of the next hill).
Make it a habit to be mentally active. Ask questions about what you see around you and then make it your business to find answers.
Try and remember what you did two days ago. Five days ago. This day last year
Get out of your rut! If anything's become routine, find a new approach to re-energize it. Or leave that comfort zone altogether and try something quite different.
Spend time with people who also do some of these things. Avoid people who don't ask questions and aren't curious about the world around them.
Take a course to improve yourself.

If you have taken just ONE of these suggestions and made it a part of your life - and it has stuck - then you have proven your resolve.

If, after that, you can say you are prepared to develop the qualities we spoke of in the beginning, then you can honestly, thoroughly, and having done your homework ... say:

"Yes! I really want to do it!"

If you have done all of this, well done! You are the kind of person I hope will accompany me further, not only to successful property investment, but also on this exciting journey of self discovery and wealth creation!

The impossible is always possible

2007-09-28T06:53:00.000+02:00

The challenge

On 2 September 2004, I pledged to make over R10 million before the end of 2009, with an investment of less than R1000, by using the Formula for Riches and the other components of my Amazing Formula for Wealth Creation (Mercedes Principle, Accelerator Principle, the Laws of Wealth Creation).

The TOTAL investment was only R0.79

The auditors have just informed me that after two years and three months the investment is worth R10,067,179!

It is quite clear that I have proven that the so called impossible CAN be done!

I’m very, very excited about this because another of the chains that have been used to keep people “in their place” has been broken!

What does this mean? Let me explain, with the help of a couple of illustrations:

The four minute mile

Until 1954, they said it was impossible for a man to break the four-minute mile barrier. Doctors, sports experts, scientists etc. said the human body simply could not run this fast.

According to our anatomy, we were not meant to break this barrier. For more than nine years prior to 1954, athletes had been trying, and failing.

Then, on 4 June 1954, Roger Bannister broke the barrier.

And suddenly, mankind could run that fast. In less than four minutes, by refusing to accept that limit in his own mind, Roger removed the limit in all our minds. And other people soon followed him.

Today it is an accepted fact that man can run that fast. Just as unquestioned as the old belief that it was impossible. So – how reliable are these facts about life that “everyone knows”?

The Wright brothers

Before the Wright Brothers got their plane off the ground for that first powered flight, people said it was impossible to fly.

They said “If man was meant to fly, God would have given us wings”. And who could argue? Clearly, we were not designed to fly the way birds do.

Then the Wright brothers found a way for mankind to fly, and proved all this “conventional wisdom”, and all this “common sense” quite wrong. Proving that one should ask questions about obvious truths and not just accept what “everyone says”.

And this I see as part of my mission in life: to unlock people’s minds so that they see what they can do!

So why I am so excited about achieving this challenge in less than half the time I gave myself, is because now my students can see that they can achieve their challenges too! Everyone is a little more free now.

All they need to do is accept my invitation to open up their minds and leave those chains behind.
And the most important way in which you can take up my invitation is to throw yourself wholeheartedly into the opportunities the BRS offer you.

It is interesting that just as I achieve my challenge, yours opens up!

The question now is "Will you take up this opportunity or are you just going to sit and watch it go by?"

The Formula For Riches is an amazing tool by Henrico Hanekom

2007-09-14T14:31:00.000+02:00

I write this story as an ordinary person.

Nonetheless, after only a few months on the Dr Hannes Dreyer Wealth Creators Mentoring Course course I'm already achieving the extra-ordinary.

I'll be honest, at first I thought that the Formula for Riches was a gimmick and I did not really believe that it was necessary for me to know it in order to achieve success. But when I took a closer look at the formula I realized the truth in it and hence it is a major part of my life.

Growth is one of the things that I've come to learn is very important, through the Formula for Riches. Most of the changes that I am currently experiencing are internal - my perceptions, ideas, beliefs and attitudes.

I know that these internal changes will soon externalize and manifest in the physical world.

You can ask me anytime of the day to write out the formula and I'll do that. I know it off by heart.

But also captured in this formula is an important factor called “Re” (Responsibility). I had to take responsibility for my financial future because just knowing the formula is not enough. I realized that I have to actually take the responsibility, take action and apply the formula to the financial decisions I make.

One of the most powerful moments in my life was when I clicked that my current financial situation is my very own doing, so it is only ME who can change the outcome. My initial thoughts were denial, I ignored the facts and somehow believed that my current financial situation ... just is the way it is.

After Hannes taught me about taking responsibility through utilizing the formula, many things have changed in my life. And I use the word “life” because for me finance is an important part of my life because I see it as a means to an end, one of my goals being abundance in all areas of my life. Hence, the “Re” part of the formula.

As a businessman, I had a fatal perception of risk. I though the more risk I take, the richer I will get. Needless to say, this has only made other people and institutions rich.

The Formula for Riches is helping me see exactly what risk is doing to my investments and I've learnt the importance of being able to calculate risk before making a decision.

I also found an amazing tool in the Formula for Riches that is helping me in all aspects of my life. The tool is the "nm" symbol in the formula and it stands for time and effort or productivity.

Just think about this, guys like Bill Gates, Warren Buffet and Richard Branson only have 24 hours in their day, just like you and me. They must be very effective and productive to achieve what they do. I need to make the best of the time that I have because according to the formula, it will exponentially affect the outcome and growth on my surplus. This is something that I think about daily and I keep on working at being more effective, using my time and energy wisely.

The value I've got from Hannes’s courses is not measurable in monetary terms. I read the free e-book before I decided to acquire some of the courses. I was amazed at what I learnt even through a free document from Hannes Dreyer. I then knew that my surplus would be well spent on further material.

The thing that I appreciate the most about the way that the material is presented is the fact that it is real-life stuff. I know that Hannes won't teach anything that he has not applied in his own life. This helps me to trust the information I'm learning and make it my own.

I can recommend the course to anybody who is brave enough to take responsibility for their own financial future!

Applying the Formula For Riches and get 217% growth by Waldi van de Merwe

2007-09-14T14:18:00.000+02:00

My success with the formula for riches came thru our company.

As per the audited statements the growth from last year to this year was 217%

This was done by taking full responsibility for al the money matters in the company. Anything to do with money (customers, debt, investments, payments, levies, rent, profits, losses, tax, estate duties, buy sell agreements, wills) goes past my desk and under my eyes.

Although we are still at risk from things outside of my control in the business I have made sure that there is a rock solid base to operate from.

I have been maintaining or just not having any debt for the company.

I have been spending my time at night with my family and after there bed time I have been carrying on with study of my business (working on the business not, in it) and personal growth.

This has paid dividends as you can see. For the last month I have been waking up at 4:30 in the morning to continue with self study and spiritual study. And cannot wait to see the results from this practice in the future.

Kind Regards

Start a business with infinite return by Johan Stroh

2007-09-14T14:14:00.000+02:00

There is an old saying that goes ‘At the end of your life you will regret more the things that you DID NOT DO rather than the things you DID DO’. So wise and I can only say thank you God that I come across this experience in my life and I am living it. I am DOING IT.

For the past 11 years I have been in the retail business. For 6 years I had bakery franchises and for the last 5 years until Feb 2007 I was involved with ceramic products. I really thought I was doing well. End of February my path with the franchisor ended and I started looking for something new. Apart from Pick ‘n Pay, Build-it and other retail groups who contacted me to open up a new franchise, I considered several other options including bringing a completely unique concept to SA from the USA.

In March however, because of my search for new opportunities, I saw the ad for the free seminar by Hannes Dreyer in the Rapport which I attended. I cannot express how my idea of a successful business and the risks associated with it, have changed from then till now.

Several of the BIG opportunities that came up would have been my new line of business a year or so ago. Now, because I am doing the mentoring program, Kaizen Challenge and attended several of Hannes’s other presentations, the selection criteria have changed. I have invested so much time in myself. I live a balanced life.

Certainly the biggest change in my view has been to minimize the risk. The world tells you that if you invest in a well known branded business, you cannot go wrong. I know of several branded businesses that went belly up soon after opening although the owner invested lots of money and time in the business.

Currently I am involved in a business that does simulation training. We have a proven ability to take complex business models and simplify them sufficiently to create a challenging and enjoyable learning experience without turning it into a game. It is absolutely amazing how a person at any level of a company can suddenly ‘see’ how the business works. That WOW or AHAA expressions are often heard.

My reasons why I joined forces with this business are the following:
I did not have to risk anything apart from my time (to get trained)
It is possible
I can make it happen
I certainly have control over it.

I have earned R15000 so far for 6 days’ work. This represents 3 x 2 day courses that I presented to one of the biggest retail distribution centers in South Africa.

Considering that they even paid for my flights, hotels and car rentals, the actual amount earned could be much higher. So my profit was R15000 which is an infinite return.

Accelerator Principle - I am involved in a project for the schools. From the overwhelming reaction from the various schools that we have seen, this should mean a passive income INCREASE of R10000 per month for the next year as from January 2008.

Through Hannes Dreyer, the Formula for Riches, Mentoring program and Kaizen Challenge I am developing my gifts and applying them to the Amazing Formula for Wealth Creation. The only thing that scares me now is the possibilities that are pitching up all over.

Cheers

Kaizen challenge – FREE FOR LIFE by Ben Durand

2007-09-14T14:04:00.000+02:00

Changes I have experienced in the last 49 days

It is like a door that has opened.

I can now see what was holding me back. I would never have stumbled upon this secret if I was not in the right frame of mind and if it was not for the KAIZEN challenge. I did not know or was not aware that God is the Universal Mind with all the powers of the universe. My mind and spirit is part of that Universal Mind with all the powers of the universe. I have been looking for the truth and the Truth has made Himself known to me. Knowing the world within is more important than the world without. We are so focussed on the outside world influencing our thoughts that we stop thinking for ourselves. Other people are thinking for us and their thoughts are becoming our thoughts. We are realising their dreams and not ours!
A big lesson I learned is if you change you attitude you can begin to change your life. I’m no longer going to allow anyone else to think on my behalf.. I am in control of my destiny.

The word “responsibility” has a new meaning for me. Responsibility means to take control of my mind and my thoughts. I must make sure that the gate keeper is keeping negative thoughts, or below the line thoughts, out of my subconscious mind. Whatever I think, will manifest. I did not know of the law of attraction (also called the law of love). This has given me a total new outlook on life. My daily routine has also changed. I am now more aware of how I start the day. When I open my eyes I start to say “thank you”. Saying "Thank you" that I am alive, had a good night’s rest, a house, wife and children. When I get out of the bed my right foot is “thank” and my left foot “you”. It doesn’t stop there as I continue to say thank you whenever I see anything that glorifies God. The more I do this the more energy I receive to take the day on. This has also improved my relationship with my family and work colleagues.

The biggest change has been the change in energy levels. I am excited to know what is going to happen next. How are my power goals going to materialize? I am waiting for that moment that will change my life for ever.
We don’t understand and appreciate the meaning of the word “abundance”. Nature is giving in abundance. We see it every where. Look at the flowers, trees, grass and plants around us. There is an abundance. Just look at the abundance of flowers that you find every year on the West Coast. Why then would God not give the same abundance to me? I love God and I can claim a life of abundance from Him. Mark 11: 22-24. Ask/believe you have already received it. It is a promise from God that I will apply in my daily life. I don’t have to live in fear anymore. I know the Truth and the Truth is God.

My Average Day

I am now making more time available for myself. I usually have spent 15 minutes in the morning for payer time but I have now set apart 45 minutes every morning of the week for payer and meditation. I spend time with the Lord and it calms me. I use this time to meditate on my thoughts, goals and to thank God for all his blessings.

This is not a 49 day challenge. This is a life time challenge. It requires discipline but by living your life and apply the Kaizen principle you grow and experience a constant never ending improvement.
I will continue to find out more about the truth, growing every day and live my life to the fullest!
I CAN BE ANYTHING I WANT TO BE

I will still use Hannes as my sound board. I believe our friendship will grow in years to come. Hannes, you have made a difference in my life and that of my family. I do have now a purpose in life and that is to be a wealth creator. I did not understand the Powermorphing principle in the beginning. I do now understand the use of power and not force. I am grateful that I could have done the Kaizen challenge. A lot of people are losing out on the value and knowledge that this course gives you. I have grown as a person and will never be the same.

I am a new “ME” – a spirit without any boundaries! FREE FOR LIFE!

What Kaizen has meant for me by Mel Marx

2007-09-03T18:57:00.000+02:00

The kaizen challenge was the 3rd rung of a ladder that has lead me to an exciting world of possibility, dream and goal attainment.

The first rung that took me up that ladder was the ‘firewalking experience’ which truly woke me up to the possibilities of becoming a wealth creator.

The next step was the ‘Powermorphing’ course that taught me how to create power goals and then to instruct my subconscious to create my goals and dreams.

As I said the 3rd rung on this ladder was the Kaizen challenge that taught me the activity and discipline necessary to attain the goals and dreams that my subconscious was already fashioning for me. I very quickly understood how to create daily activity but also how to start disciplining my mind not to be distracted by other people’s dreams and constant bombardment of information. I also grew to understand how to take accountability for my thoughts and interrogate everything that I see, hear and am told.

The Kaizen challenge took me on a cognitive journey opening my mind to the fact that the world is full of possibility and opportunity.

Some of the things that have happened to me are: I now have a list that increases daily with wealth creating ideas, one of which we are currently working on to make a reality. I have a real certainty for the first time that I will be wealthy in all the aspects of my life as the writers of the ‘Secret’ put it, harmonic wealth (all aspects of your life being in perfect harmony). I have also come to understand that my God wants abundance for me and nothing that I have learnt from all the new sources of information I now consult is contrary to my Christian belief in anyway on the contrary it supports everything that is written in the Bible.

To me the Kaizen Challenge (www.thekaizenchallenge.co.za) is a programme that is not just 49 days long but should be executed back to back 49 days, then start again for another 49 days for as long as is possible every time you start and do it again you learn new things about yourself and the exercises strengthens you focus.

Hannes thanks for being the mentor and coach I have been seeking for a very long time. A mentor who absolutely leads by example and asks the type of questions that holds a mirror up to our souls so that we can see the short comings and take responsibility to grow or not.

Kind Regards

Mel Marx

Have you the mental strength to resist mass hysteria?

2007-08-24T08:06:00.000+02:00

A lot of people think mass hysteria is images on the News of milling crowds, swarming like ants, looking mad and crazy and doing bizarre things.

They never find themselves in the middle of a huge crowd and so they think they are safe from the kind of irrational behaviour that crowds are famous for. People in crowds seem to revert to some kind of primitive behaviour.

When you think of crowd behaviour, you tend to think of Germans going crazy at Hitler’s rallies, and the insanity that followed. You thinks of riots and anarchy. Rock concerts with girls fainting and trying to get onto the stage.

You do not think that, sitting at home with your family watching TV, then driving to work and going about the normal daily routines in your life, you are part of any mass hysteria.

Okay, so you may not be throwing rocks or screaming hysterically. But chances are, you are acting just as irrationally as if you were in a crowd. This is because you ARE in a crowd.

If you are watching News channels along with millions of others, you’re in a crowd.

If you’re exposed to any mass media that means you’re part of a mass and prone to acting accordingly.

If you’re using “free” financial planning from the blue chip life insurance companies to plan for your future the way 99% of people are; if you’re investing in property the way 99% of people do; or running a business the way 99% of people do; then you’re showing crowd behaviour.

And the crowd is not successful.

Woman and Wealth Creation

2007-08-17T09:07:00.000+02:00

Many people who are still in the conventional work system, employed by companies, now see their careers as important ways to express their individuality and to make their mark on the world.

This is another attitude towards work that has been nurtured by employers and their industrial psychologists.

Of course, many other people work simply because they have to ... though by following wealth creation principles, more and more of them are planning to become independent of a job, with all the uncertainty that goes with it.

Woman and the marketplace.

Interestingly enough, the rise of women in the marketplace has had a big effect too.

Fewer workers believe that hard work pays off now, for example, or that hard work is really a virtue.

One of the main differences is that women are less accepting of long hours as a necessary aspect of work, because women still run the home and do most of the work of bringing up children.

They know that life’s most important work happens outside official working hours.

So they don’t “buy” the values that a predominantly male workforce did.

Women make up about half of the workforce now. So their requirements are starting to have an effect.

A recent study showed that many women would rather have more time off than more money, so they can do those jobs that really matter, like keeping the family healthy, happy and together.

Strangely enough, not many women sign up for my courses.

Yet, with their deeper understanding of the importance of real wealth versus money, and the greater incentives for them to become financially independent so they can spend more time with their children, I’d say they have even more to gain than men.

Perhaps at the moment they are just too busy to be able to think.

Some of them describe each day of their lives as a race that they have to run, without a break.

The question then – What can I do to help woman become Wealth Creators?

Your answers will be appreciated.

What is an investor?

2007-08-07T10:43:00.000+02:00

An investor who cannot repeat his or her success is not a true investor in the wealth creation sense of the word.

The way I see it, is consistently successful investments do not happen by accident. So anyone who has made some successful investments through luck is not an investor in the wealth creation sense of the word. Why not? Because a Wealth Creator must be able to take his or her system and apply it over and over again successfully.

This rules out people who depend on luck because at some point, their luck will turn. Sometimes they do not even know that they are relying on luck and are baffled when things do not work out as they did before. But confusion is good! I see confusion as a call to dig deeper and understand. If you have had this experience, my recommendation is that you don’t give up – carry on finding out why things went the way they did, and search for systems that protect you next time.

As you can see, I place great store on systems. Proven systems (like Property Pro, the Formula for Riches™, and Retire Quickly) are the reason why I say anyone can create wealth, by finding a system that works, and then applying it without breaking the rules.

In this way it can be seen that consistent success (wealth creation) is the result of an investor’s timely, organized and faithful application of specific strategies, techniques, attitudes and formulae pertaining to the specific investment arena.

I invest in three types of investments: myself, business and property.

My first and most important investment: myself

Over the last twenty five years I have invested more in myself than in any of the other classes of investment. The reason is simply that no other class of investment can outperform this type of investment.

There is really a lot to this thought and I suggest you reread this last paragraph. And then I recommend that you approach investing in yourself with the same passion that you put into your other plans and businesses.

Also note that investing in yourself means not just paying for a course that can accelerate your progress; it means also putting in the homework afterwards so that the theory is transformed into practical, applicable knowledge. In this way you make your new knowledge true knowledge – because you can apply it.

You haven’t really made it yours until then.

This approach has helped me get so much more out of the courses I have attended than most people ever do.

Capital growth? Or income? Which is the winner when it comes to property investments?

2007-08-03T13:50:00.000+02:00

Of the two ways to make money in property investing, i.e. capital growth (your property increases in value) and income (positive cash flow, when your investment income is higher than your expenses) – which is the best?

In my opinion, both are valuable and can occur independently of each other.

You can have a positive income return and no or even negative capital appreciation, or you can have no capital appreciation and no positive income either. You can have a negative income return with positive capital appreciation, or capital appreciation and positive income too!

So here are the possibilities …

income + capital -
income - capital -
income - capital +
income + capital +

Let’s look at + capital appreciation and - income

You can go for capital appreciation without positive income returns – in this situation you are using what we call negative gearing, which means you’re prepared to accept less income than your expenses, and make up the difference out of your pocket.

Why would you do this?

You’d do this if you had the expectation of the market continuing to rise so that you could sell and recoup your losses as well as make some profit; or alternatively If you expected rentals to increase and gradually overtake your monthly bond amount and other costs.

This has been the situation for most investors (but not most Wealth
Creators!) for a few years since capital growth shot up, beginning in 2002. But it’s risky – you are assuming two big things:

Risk x 2

1. you’re assuming your capital growth will be so quick and so big that it will more than cover your out of pocket expenses; and

2. you will be able to afford to subsidize this investment, even if interest rates go up.

In my property workshops (now on DVD) I teach my students not to guess about the future but to do two sets of calculations using my unique Property Pro Program - one based on the average scenario, and the other based on the worst case scenario.

This is because, contrary to what is popularly believed, Wealth Creators do not take risks … they minimize risks to the point where they are so small they are no threat at all.

I’m concerned to see the way people talk about “investments” when sometimes, even by the developer’s own calculations, you will not get a positive cashflow in the first 12 or 13 years! Take care of yourself, don’t believe everything you hear, and most of all, do the calculations!

An unexpected way to reach your dreams

2007-07-28T09:05:00.000+02:00

Most people focus on their strengths and try to avoid their weaknesses. This is very much how we have been brought up. But to my mind, the real breakthroughs come when you focus on your weak areas.

Why?

Because otherwise your life is more of the same. Today is much the same as yesterday and tomorrow will be much like today. Because you are approaching it in the same way. You are playing to your strengths and your weak areas just get weaker.

But Wealth Creators want to make positive changes that help them reach their dreams! And I have found personally that one of the best ways to do this is to get stronger in my weak areas.

Let me give you an example:

Nearly three years ago I started my challenge - to make R10 million in less than 5 years with an investment of less than R1000 (UPDATE: I made around R1 million net income in Year 1, and R2 million net income in Year 2, not including the capital valuation of my businesses, and I have invested only 79c!)

One of my decisions when I began this challenge was to do a lot of writing in English (I made a commitment to write the mentorship lessons at http://www.hannesderyer.co.za/).

Sounds simple, doesn't it?

Actually, no. English is my second language and I always avoided it in the past. And I do not consider myself to be a good writer. I find writing difficult and spelling almost impossible.

Let me tell you a secret – making R10 million is nothing, when you know how to do it. But WRITING! In ENGLISH! Now that was a REAL challenge!

I wrote the first 100 or so mentorship lessons which range from 4 – 15+ pages, one a week. Then I found a professional writer to help me polish it and all my writing from then on.

Not because my own writing was not working ... it was! No, the reason was simply
because I believe in the Kaizen principle – constant and never-ending
improvement.

During this time my own writing has improved, or so I am told. My confidence in English has grown tremendously. I know that I can take some pride in what I have achieved. One of my goals has been achieved. A goal that was a big one, for me.

And so my own journey of wealth creation has progressed.

I cannot tell you how wonderful I feel about this!

And you can feel this way too!

So if you are experiencing any of these feelings ...

Trapped, stuck, bored, on a treadmill, insecure about the future or your job, disappointed about not getting closer to your goals ...

You can replace them with these wonderful feelings!

Successful, getting somewhere, achieving what you want to, getting to your goals, happy, full of positive feelings!

And you can do all this just by choosing a weak area in your life and focusing on it so that it becomes strong! If you want quick results, choose something small to begin with. Like writing a bit every day if writing is your weak spot. Bigger things, like relationships and wealth creation, take longer, though even there you should start to see the signs of improvement from quite early on, even if in small ways to begin with.

You need to know that working on your weak areas will be a bit uncomfortable at first – like exercising when you are not yet fit. You could feel some aches and pains! In fact, it’s a good sign.

A final word: in a world in which so many of us are trapped into living lives not of our own choosing, mostly without even knowing it, giving yourself positive experiences of power in your life is very, very important.

By doing this you give yourself a vision of how you can reclaim your own dreams and your own future. It really matters! You can go to www.kaizenchallenge.co.za for more on these positive daily experiences, if you like.

Why you need this blog!

2007-07-27T15:59:00.000+02:00

A lot of my students tell me that their wives or husbands, colleagues, family and friends, do not know what they are going on about with this wealth creation thing.

This makes me think back to my own early days as a Wealth Creator. I remember when I was starting to realize the truth about conventional retirement planning (in other words, that it cannot and does not work ... see www.retirequickly.co.za! ). I would attend meetings or drink coffee with my fellow life insurance salesmen and I would listen to their talk and I would realize that I was moving off in another direction to them, and that the gap was widening. I was starting on my own wealth creation journey, but they were not.

I could see that they did not ask themselves the kind of questions I did. I could see they did not wonder about any of these things ...

Why they had to work so hard, month in, month out, until retirement age ...
Whether even after retiring they would really be able to relax and enjoy the financial ease and comfort they expected ...

At the time when I worked in that office I restructured the way I worked so that I was still able to sell some of the traditional products, like life and disability cover, the ones I did (and still do) believe in, and avoid selling people products I no longer believed in, such as RAs and annuities. And in this way I remained a highly successful salesman but did not compromise my own principles of needing to believe in what I was selling!

So I knew that I could adapt my own outlook on life and fit into a conventional system and do just fine. But in the end, I think I always knew I’d be happier finding or creating an environment which was more aligned with who I am. And this is what I did. I now work in what I consider to be the perfect environment, with people who are on the same wavelength.

The lesson here is ... if and when your old environment stops fitting so well, you can initially adapt so that it works for you for as long as you need it to, but in the long run, you should start seeking and creating the surroundings and relationships that really do fit in with your new approach as a Wealth Creator.

What’s this blog got to do with your environment?

Well, a very important aspect of your environment is the people you surround yourself with.
Not all of the people in your life today are moving at the same pace as you are.

Some of those people you may leave behind, others you do not want to, such as the people close to you. These people need time to catch up, but first they must build trust in the process.

This is absolutely fine. Everyone needs time. But what about you, perhaps feeling rather alone for the moment? You need to connect with others like you, who face the same challenges and are starting to get excited about the same insights.

You need to discuss ideas, experiences and insights with people like you. You will always need to.

Part of the creative process in human beings is what you might call “bouncing” ideas off other people. You need those ideas to bounce back to you, reflected off the other person’s mind. They may come back with new ideas, new perspectives, things you haven’t thought about before. Or they may simply come back feeling good because they’ve been shared.

Either way, as long as they come back, you feel better, stronger, confirmed in your journey. The one thing you do not want to do is see them vanish into a void. When people don’t understand, they look blank, they do not add anything, or even encourage or confirm. They do not understand and so they can’t.

We all need encouragement and confirmation. But when we don’t get it we tend to shut up and retreat. And this does not help us grow or feel supported.

That’s what this blog is here for. Because even though you and I may not speak personally, I read what you have to say, and I think about it.

Sometimes I can help you, other times (many times) you help me.

I’ve learned a lot about the importance of teamwork during my challenge. I see you as part of my team. And I know that because there is a rule that says what you put in is what you get out, by simply sharing your experiences, questions and thoughts with me and with others, you will receive back in equal measure, what you need to help you with your own wealth creation journey.

That’s why you need this blog. And that’s why I need it too.

Some thoughts on being “free”

2007-07-06T10:09:00.000+02:00

Most people never get beyond basic survival pressures. Their days are filled with the hunt for money. When they’re not earning it, they’re spending it. And I am not talking about poor people. I am talking about those who earn very good salaries.

When you have got beyond this level (sadly, few people do, no matter how much they earn) happiness and fulfilment in life come from growing as a person and giving back to the world (5th and 6th Human Needs). Everything that I do today, I do to fulfil these needs, hence my passion in life:

My passion in life is to teach willing people how to create wealth.

This is my passion because in my years as a financial planner and still to this day I see so much suffering, so much waste, so much strife and stress, all caused by money worries.

And yet I know that having money plays only a small role in the TEM$™ formula (the inputs you need to create wealth) ...

T = time
E = energy
M = mindset
$ = money

Out of all of these inputs I would rate Mindset by far the most important, followed by Time and Effort. Money comes in last because you really do not need much of it. Mindset is what we are discussing today.

I know that all the people I see racing around madly trying to make money already have what they need to succeed (yes, even the money), they just don’t know it.

They just don’t know it ...

And so I came to see that ignorance is the main reason why people stay tied to a job, and stuck in unnecessary debt.

So it would seem simple then to help people become financially free: just give them the education they need.

But this is human nature for you: I have tried this approach many times. And people seem to get very little benefit. They go straight back into the mess they were in before.

They get no benefit because they place no value on something that is given for free.

I saw this over and over in my previous career. I would help someone out of deep financial trouble and he would be very grateful. Six months later he would be back where he started, maybe even deeper in trouble. Why?

He learned nothing from what I did because he did not have to pay me.

Has anything changed since those days? Sadly, no! Just recently I had the same experience with Retire Quickly™. With our unique approach, people were getting financial planning, at a fee, that was making and saving them millions, literally millions, and getting them to their dream at breathtaking speed.

Nevertheless, most people still did not see the value, because they are conditioned to expect financial planning for free. No matter how often I explained the real, hidden cost of the “free” planning (for example on an average policy, the “free” session easily ends up costing you more than R18 000 in commission and costs, AND it does not even get you to your financial goals!). Go to http://www.retirequickly.co.za/ for more about this if you are interested.
What have I learned in the process?

What I’ve learned over the last year is that there is no point trying to force change in the mindsets of people. It just does not work. So we have changed our strategy. From now on we will “give” people free advice – but although in the end it is costing them more, they are not actually paying for the service out of their pockets – so it does not bother them that it is costing them more – as long as they do not have to pay any cash UPFRONT! That’s human nature.

Now that I have restructured this product so that people get the free financial planning they expect, it works out costing them more in the long run, although still nothing like what they would pay the financial institutions, and of course, in our case the financial planning actually works, whereas the financial institutions’ versions can’t and don’t – it is impossible (see the website for more!).

What is the lesson?

There has to be a cost in order for people to learn.
Our understanding of words like “free” has really been messed up thanks to advertising and our conditioning. We think certain things are free because we are told so, when in fact they are ruinously expensive. And we are suspicious of things that are genuinely free.

We value the “free” financial planning we get from institutions (because their adverts tell us it is valuable)

... but we do not know how much it really costs us and we would be shocked if we did
... and yet when we are offered real value we reject it
... we prefer our expensive “free” session!

As a Wealth Creator I recommend that you think about the word “free” and examine how free it really is. How transparent is its use? How honest?

My policy

I offer certain products that have great value, like BOSS, for free. I do this not because they are not worth much – but because in spite of the confusion, people still respond to the word “free”.

I want as many people as possible to find out about what I offer, but I have a miniscule fraction of resources in terms of the publicity and advertising the financial institutions buy. They spend many millions indoctrinating the public to believe that their products are trustworthy, effective and safe. Indoctrination is a strong word but it is not an exaggeration – you would be amazed at the many subtle ways this mostly hidden indoctrination reaches you. (But that is another story, for another day!)

In the meantime, you need to know that your expectations about financial planning come from these multi-million Rand organizations whose loyalty is to their profits and shareholders, not their policyholders (i.e. you!).

The antidote is education

This is what I am up against and the antidote to the poison is education. Free products like BOSS are useful, and they draw people to me, but I know that the real gold is the education I offer, and how this changes people’s mindsets and sets them free of financial slavery.

So I am happy to develop and give away useful tools, advice, etc. because they can help draw people to what I consider to be the deepest and most lasting value of all – the education I offer that creates mindset change.

I know that only a certain percentage of the people who read this will really understand and be able to see and set aside the immense weight of the load of conditioning they carry around unknowingly.

These people are well on the way to wealth creation and they eagerly embrace the education I offer.
They know that the cost is a measure of their commitment and a part of the TEM$™ formula, and they know they are lucky to pay me a tiny fraction of what I have spent in terms of educating myself as a Wealth Creator.
They know that Mindset is the most important part of TEM$™ and that it is the application of their knowledge that makes the difference.
In this way, some of them are making upwards of R9 000 000 a year from what I have given them for free!

If you are one of these people, congratulations and welcome to the ranks of true Wealth Creators! You can truly benefit from the education and systems and business opportunities that would otherwise cost you millions of Rands to access!

Others are still not sure ...

They are still wondering why, if BOSS, the Quick Cash Flow Optimizer Program and my other giveaways are so great, they’re for free.
They are wondering why, if education is all that’s required, they can do all the courses and read all the books in the world and still not create wealth.
They are wondering if my courses and programmes are really worth what I am charging for them, in spite of the fact that I have distilled 25 years of experience and self-education which has cost me literally millions of Rands, so that you don’t need to spend that kind of time and money to achieve similar results.

I understand

If you are one of these people, I understand your dilemma and my advice to you is, keep thinking, keep questioning, keep reading, take nothing for granted, and most of all, try and read up about the epidemic of conditioning in society and what it is doing to our ability to think for ourselves (some names to research: Stauber and Rampton, Bernays, and a BBC documentary called the Century of the Self).

To give you an idea of how brainwashed we are, do you know that if you ate breakfast cereal this morning, it’s because you have been conditioned to do so? And if you give it up for health reasons and go back to bacon and eggs ... well, that’s conditioning too!

Don’t stop!

I wish you luck, and assure you from my own personal experience that as long as you are searching you are sure to find answers – the really important thing is, don’t stop!
I hope your path will soon intersect with mine again!

The trick is never to think that you are immune!

2007-07-05T17:00:00.000+02:00

It is said that Warren Buffet and other successful long term investors have systems in place to control their emotions. I, too, have put systems in place, and I find that they work very well. The trick is never to think that you are immune!

If you ...

... know yourself well enough to see that your decisions are all powered by emotion

... are humble enough to know that you are not superhuman or immune to the power of your emotions

... are wise enough to put proven systems in place that make sure emotion cannot negatively affect you

... are disciplined enough to stick to them no matter what people say or what the markets do

... and if you are also clever enough to make emotions work for you, in alignment with your goals (i.e. through Powermorphing)

... then you will be a more advanced investor than 99% of investors out there

... in fact, you will be a Wealth Creator because you have the tools and the know-how to create wealth from nothing over and over again.

It’s great to be positive, but beware of thinking you’re superhuman!

2007-06-28T18:42:00.000+02:00

Today’s tip is a cautionary one. As I write, the interest rate has been raised 4 times in a row and the Reserve Bank is talking of another hike in a month’s time.

Inflation is beyond the “acceptable” limit and South Africans are allocating approximately three quarters of their after tax income in the form of dept repayments.

Bottlenecks at banks and the Deeds Office due to strike action and new legislation are leading to the kinds of delays that many people simply cannot survive financially. The kind of people who are relying on the sale of their house to resolve debt problems, for example.

At times like these you need to make sure you are not over-extended.

During boom times, like we’re been having in South Africa the past few years, everyone’s an investor. Everyone’s bulletproof. Everyone can defy the rules and make money. Everyone has brilliant vision, brilliant instincts.

Everyone is suddenly a property investor and investment expert.

The problem is, everyone also has short memories.

We forget that the wheel turns and lately it happens to have been on the upturn; which is why we’ve been doing well.

But we are not aware of this ... instead we think we’ve done well because of our own brilliance, talents, vision, etc. We do not realize that luck has played a far higher role in all this than we think.

When the wheel turns downward (and though the signs are already there, we cannot say for sure when it will happen, only that it WILL happen) and our fortunes go with it, we are bewildered.

We’re not doing anything differently! It’s just inflation; U.S. debt; the oil price; etc. Suddenly it is no longer our responsibility, the way success was! Suddenly we’re victims; and true to form, we start complaining around the braai.

Meanwhile, this is the point at which the real Wealth Creators come into their own.

While others were over-extending themselves in terms of borrowing; buying “investments” in a hurry because “there was no time to lose!”; and walking a tightrope between solvency and crashing, because “I will double my money in six months’ time” ...

... Wealth Creators were being far more cautious. They were eliminating their debts; getting cash-flush; and doing worst-case scenarios on all the ridiculously overpriced “investments” and “bargains” that came their way.

They overrode the hype and the fear of losing out, and stuck to the figures.

If the figures did not make sense, they did not buy. This takes some mental strength and discipline ... it is hard to go against the crowd.

People like these can weather interest increases because they’ve planned for them; their debts are low or non-existent, and their investments are cash flow positive right from the start.

FIREWALKING – YOU MUST BE CRAZY! By Mel Marx

2007-06-26T08:44:00.000+02:00

It was a Saturday like any other, except we were booked on one of Hannes Dreyer’s workshops. We knew that today we would be stretched but what we did not know was how much.

During the day we found out that the workshop would be followed by a ‘firewalk’. I instantly thought ‘you must be joking’, there is no way that I will willingly be walking over coals. I consoled myself with the knowledge that it would be my choice and that there would be no coercion. But I was intrigued and everyone was saying just keep an open mind. So to prove how open my mind was my partner and I joined the lecture and took part in the ‘arrow breaking exercise’. On arrival at the fire my mind was still made up, no way was I going to do that! But Tanya and Hannes encouraged us to join in and celebrate with the other people who were courageously taking on the coals. I thought those people are so brave I must support and celebrate with them and so we did.

As we were clapping and enjoying other people’s victory something started happening to me. I started thinking is it possible? It seems like it as others are doing it. If I were to do it I would have a great victory over fear. Hannes was adamant, “If you are fearful, don’t walk”. Then my partner turned around to me and said, I am going to walk. I did not even have a chance to answer and before I knew it she had done it. Well, I thought this is simply another goal to be achieved. As I stood in front of those coals, I had a moment where focus was stronger than fear and my desire to do something extraordinary became so strong that I simply did it.

Once I had, I thought I am not sure that this was real, so I had better do it again in case. So we did.

This was something that I had to do for myself and nobody else. Since that walk I feel as if I have woken from a long sleep. I see things so much clearer. In particular I see so many possibilities for us to achieve our dreams.

Thank you Tanya and Hannes for the encouragement and creating an environment safe enough for us to break though our self imposed barriers

Questions relating Property Investment

2007-06-22T15:53:00.000+02:00

I started a separate blog dealing only with property investments. If you have any questions please visit http://propertyschool.blogspot.com and ask or post your questions there please.

SINCE I STARTED WITH THE KAIZEN CHALLENGE I CHANGED AS A PERSON by Gerhard Van Der Merwe

2007-06-21T08:44:00.000+02:00

I am on week 23 with the mentorship challenge and on day 27 of the kaizen challenge.

My story is not of great financial gain at this stage but of wealth creation.

I am for the first time in my life understanding the difference between greed and financial gain.

Since I started with the mentorship program and especially the Kaizen challenge I changed as a person. I am not short tempered as before. I have goals for every day and I challenge myself to change every day (constant change).

My family can also see the difference and I have a wonderful wife and sons that does this course with me and together we can only grow stronger. I now understand what it means to look at a glass as half full and not half empty.

I still have a lot to learn and can not wait to get every week’s lesson.

Hannes what I really respect of you is that you always give glory to God in all your achievements.

I am also now focused on all I can be to glory of God.

BE CAREFUL WHAT YOU CONCENTRATE ON by Jennifer Hudson

2007-06-20T20:09:00.000+02:00

I firewalked last Saturday evening - this is the second time I have walked and it was a different experience from the first time.

I wanted to walk across the coals again as I wanted to know if I could do it again. One of my fears about walking again was that I wouldn't take it seriously, as the previously I walked six times across the coals and had one little blister on my toe - at that time, I don't really remember feeling the heat or thinking that the coals were hot.

This time, the first time I crossed the coals, I got blisters on the insteps of both feet - I could smell that burnt smell - I am not sure if it was as a result of not wiping my feet when I got to the grass or if I didn't take the coals heat seriously enough.

I walked a second time as I have the "if you fall off a horse, get straight back on" type of mentality i.e. to overcome the fear - I didn't feel the burn the second time around - I don't know if it was cause I wiped the coals off of my feet the second time I walked.

However, I had two little "lightbulb" moments in the lesson before the walk. The first was when Hannes said "Who would be prepared to come up and snap the arrow for R1 million?" - although I raised my hand, I was surprised how many people didn't - we all want to be wealthy yet we won't get out of our comfort zones to do something that is relatively easy, that would make us a lot more wealthy than we were before the offer and in a very short space of time - got to learn to make that shift and get out of my comfort zone a lot more quickly - not worry what others will think!

The second was the rules of the fire walk which was a metaphor for me in achieving my goals. Focus on what you doing, don't run, don't jump, don't jump out, don't just stand there (i.e. don't do nothing) as you will get burnt - once you have committed just walk deliberately and with purpose and you will get there quite easily.

Hannes, thanks once again for sharing your knowledge with me.

Regards
Jennifer Hudson

Just a few comments from my side.

First of all congratulation! There are very few people who have done EIGHT fire walks in their lives. In fact there are very few who actually did one fire walk.

We attract what we concentrate on. “One of my fears about walking again was that I wouldn't take it seriously” This thought has manifest when you walked the first time – therefore the blisters.

The second time you walked your intent was not to hurt yourself – you paid attention – and you walk without burning or even feeling the heat.

Will I get burned?

Many thousands of people from all around the world have walked on hot coals without any injury and so many are so successful you might be tempted to become very casual about the whole thing.

BIG mistake! I know from personal experience the times when I have not respected the fire have been the times when I have been burned. (in fact I also picked up a small blister on Saturday evening – but please don’t tell anyone) They may only have been minor burns, but none the less they helped me to focus and realize I was playing with fire.

Anyone who chooses to walk does so for one reason and one reason only ... BECAUSE THEY WANT TO … when you attend my firewalking events, I don’t care whether you walk or not, the choice is yours and one you alone have to take responsibility for. All I care about is that you make the decision that makes you feel most relaxed. You will know…

In a survey conducted by F.I.R.E of people who had been burned, there appeared to be one thing they all had in common.. THEY KNEW THEY WERE GOING TO BURN before they stepped onto the coals.

The lesson we can draw from these responses is a good one for life: if you do something and your heart is not in it, you will get burned. If your heart is in it, your potential is extended.

THE BOX CANNOT BE SEEN FROM THE INSIDE by Lourens Janse van Rensburg

2007-06-20T19:35:00.000+02:00

The Himalayans speak of a place called "Shambhala" (Shangri-La).
The Celts speak of a place called "Tir-na-nog" (pronounced "tee-nah-noogh").
Places full of wonder, which can be found only by those who already know the way.
They can never be found by one who does not already know where it is.
One might pass right beside it without seeing it.

The Capitalists speak of a place called "The-Outside-Of-The-Box".
This too, is a place full of wonder, which can only be found by those who already know the way.
This too, can never be found by one who does not already know where it is.
Many pass right beside it without seeing it, every day.

Like an ancient sage, seemingly speaking in contradictions: "The answer is hidden in the question...", "The answer lies within you..." Thus says Hannes Dreyer to his students: "Think outside the box...", "The answer is in your hand..."

And the student quietly replies: "Yes, Mentor", but everything inside him screams: "I AM THINKING AS HARD AS I CAN, BUT I DON`T SEE THIS BOX!!! HOW CAN I THINK OUTSIDE OF SOMETHING THAT DOESN`T EXIST???"

--------------------------------------

Imagine two parallel mirrors, facing each other -- the reflection of one is bounced back to the other, and back again to itself, back and forth ad infinitum. Looking into them, it seems as if one can see into infinity.

Imagine a baby born and raised inside a room like this, with mirrors on all walls, never allowed to leave the mirrored room. The baby thinks he can see into infinity in all directions. But no matter how far he stares into the distance, he can never see more than the objects beside him in the room, reflected a million times.

Like Jim Carrey’s character in "The Truman Show", people born and raised inside The Box cannot comprehend anything outside of it.

Yet they always have that nagging feeling that there must be more to life than just this...Consider this:One cannot see a mirror by looking at it from the front. One can only see the objects reflected in it.The mirror is not invisible, but un-seeable.The mirror itself can only be seen from the back!!!The Box is lined with mirrors on all sides. People inside it are convinced they can see into infinity, oblivious to the concept of the outside.

But some are crazy enough to listen to others even crazier.

They listen to people crazy enough to stand on the street corners shouting out about the place called The-Outside-of-The-Box.

They are crazy enough to believe these crazier-than-thou`s.

Then one day, when they cannot sleep in the middle of the night, when they brush their teeth in the morning, when they are on their way to work, they get struck by enlightenment, as if by lightning.

And they instantly realize: like a mirror, The Box can only be seen from the outside!!!From the inside, it is un-seeable!!!They step out of it, and they look upon The Box, and the people trapped inside.They realize something more: from the outside, The Box is not only visible, but also transparent!!!

The Box is not a room with mirrors on the walls. In fact it has no walls, only mirrors. One-way mirrors, so one can see in from the outside.The people inside are not trapped by the walls at all -- there are no walls.They are only trapped by the illusion created by the mirrors.They are only trapped by the shallowness of their own imaginations.They only need a tool to smash the mirrors, the will to do it, and the courage to step through to the outside.

If you have the will, Hannes Dreyer provides you with the tool, and helps you to gather the courage.

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A good friend once asked me a riddle: "What has a great volume, and can hold many things inside, yet it does not posess an outside?"

I replied: "I don`t know, my friend. Please tell me."

He said: "The universe!"

I smiled back: "Just because your mind cannot imagine the outside of the universe, does not mean that it has no outside!"

My friend did not understand what I said, as if I spoke in a strange and unknown tongue.

--------------------------------------

To find Shangri-La, travel with someone who knows the way.To find Tir-na-nog, travel with someone who has already completed the journey.To find The-Outside-Of-The-Box, travel with Hannes Dreyer...

Gletwyn's success story

2007-06-18T15:59:00.000+02:00

Hi Hannes,

Here is a little success story:

I have been on the mentorship program for a little over a year now and looking back there has been considerable change in my attitude. I have been rather good at reviewing my goals on a daily basis and sometime even twice daily - memorized too. Anyway one of my hobbies is spearfishing and freediving. I have set up my website: www.freedive.co.za and as I plan to mentor spearfishing and freediving I needed some credibility.

I just got that credibility recently - the EP spearfishing team including myself and two mates won the nationals last year as well as this year.

Great stuff! But it went one step further when two of us were selected for the springbok team - I was one. This is great for my mentoships in diving. I partly attribute your goals and wheel of life system to my success - as you said the ground may shake a bit below ones feet and it does - various things happen that are synergistic to ones overall goals.

So I am off to Spain in July to participate in a qualifier event where the top 12 teams go to world championships in 2008.

Besides that my wheel of life is certainly more balanced and I have much greater insight into investments so far and each week I enthusiastically read the lessons and see how I can apply them.

Keep well

Regards,
Gletwyn Rubidge

Improve your cashflow right now by thousands of Rands!

2007-06-15T11:08:00.000+02:00

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Another miracle or just the result of the Powermorphing Process?

2007-06-11T16:02:00.000+02:00

Hannes

My wife and I attended the Powermorphing course on 24+25/02/2007.

Very inspiring to say the least!!!

On our return on Monday our phone rang from a natural healing (naturopath) office telling my wife to come to their office for an appointment!! Amazing - they were booked full for months!!!

We were very happy to say the least because I was home that day from work.

Good things will start to happen!

Regards

Francois + Wilna Basson
PS I find the Kaizen Challenge very interesting!! Just keep at it!!

Fire Walking Experience by Paul Blows

2007-06-11T15:44:00.000+02:00

Lighting the flame within

It is now 2 weeks after my fire walking experience on 25 May 2007. After reading day 18 of the Kaizen challenge I decided to stop procrastinating and write my story about my experience.

I attended Hannes’s sales and business development course held in Pretoria on Saturday the 25 May. I was aware that Hannes had fire walking sessions but was not aware that there was going to be on that night.

As I was out of town and had nothing to do the evening I decided I would stay. Keeping an open mind I said I would see what the night has installed for me. After the day’s workshop, we all gathered around the fire. It was a very icy evening (close to zero degrees). The fire was warm and looking around and chatting to the others I could sense expectation levels rising.

We attended the mental break through seminar in the auditorium and Hannes showed us that we could break arrows with our necks! Not yet convinced, I too stood in the queue waiting for my turn. Watching each of the others break theirs, my anxiety levels started to rise. When it was my turn, Hannes joked that I would have difficulty as an auditor. And yes, I did. “auditor” are too logical and mind logical mind tried to take over the situation and the arrow only quivered!!!!

I then blanked my mind and GREAT my arrow broke too. Overly exited I rather went looking for the pieces to prove to myself it did break forgetting to get my hug from Hannes!!!

The arrow awoke something in me. The place I usually feel nervous…that chasm in your chest/stomach – it felt it was no longer there! The butterflies, the turning in my stomach was replaced with … well a warmth!!

It felt like a flame or fire had been lit. A source of energy had been awoken in my stomach. We walked down the fire from the auditorium. I felt like I was walking on springs. I had an extra spring in my step, more confidence holding my broken arrow in my left and a complete one in my right to show those at home.

After placing my new trophies in the car, I made my way to the fire. And there along side it was a bed of hot coals laid out on the grass. The evening continued and people started walking across the coals.

I continued in the circle till the “flame” inside me reached my throat and could feel its warmth in my shoulders. This energy fuelled me to walk across the coals and before I knew it I was on the other side!!!! What a rush !!! A release of energy took place. I transformation within me…I was a new ME!!!

I did not believe what had just happened and about 10 minutes later there I was again over the coals. The second time I hesitated at the start and felt the heat of the coals for a split second. And then I was a two time FIRE WALKER!!!

Immense levels of energy was released and on my drive back to Johannesburg I felt a great power within me.

I have explained to many people what I experience that weekend almost tow weeks ago and I can still see their disbelief. They feel I was hypnotised or it was some sort of trick.

What I have come to realise is that walking across the flames breaks those self imposed limitations as Hannes mentions. But also you come to know the real YOU. I did not burn my feet walking but I did burn. I burned within, deep with me, and it resulted in a new me on the other side of the coals.

I see the world and people differently now, as if my eyes were burned across the coals! I see the limitations others (friends, family, and colleagues) place on themselves and can see that not to long ago I did the same.

I recommend walking across those flames to anyone and everyone so you to can experience the NEW YOU that is already in you, waiting to be awakened.

Changes to the Mentoring Program

2007-06-11T12:07:00.000+02:00

Last week I changed the feedback on the assignments form. In the Mentoring Course my students receive weekly assignments. I changed the way I reply to their assignments.
Tested the new system this morning. I am happy with the results. This will surly improve the value of the course.

My first try

2007-06-11T12:02:00.000+02:00

I decided this morning I need a BLOG Maybe I can share some ideas and what I am doing with my students on a daily basis.